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PremiumPremiumVisaMastercard✦ InterMiles

InterMiles Signature Credit Card

No longer offered

HDFC Bank is no longer accepting applications for this card. Existing cardholders continue to be served, so the fees and features below are kept here for reference. There is no application or eligibility check to offer.

Premium miles without the annual fee burden

Annual feeSee fee details
Rewards6 InterMiles on every ₹150 spent on retail spends
Forex markup1%

Welcome benefits

Up to 8,000 Bonus InterMiles (3,000 on ₹6k spend in 30 days + 5,000 on ₹90k spend), InterMiles Silver membership, ₹750 flight and ₹2000 hotel discount vouchers

Type
Miles
Trigger
Spend ₹6,000 within 30 days
Partner
InterMiles

Rewards

Base earn rate

6 InterMiles on every ₹150 spent on retail spends

InterMiles

Excludes: Cash Advance, Fuel, Fees, Easy Emi, E Wallet, Smart Emi

CategoryDetails
Flight booking12 InterMiles on every ₹150 spent on flight tickets booked
Hotel booking12 InterMiles on every ₹150 spent on hotel bookings made
  • • Reward Points valid for 2 years from accumulation (standard). Infinia/Diners Black/BizBlack: 3 years. Easy EMI/PhonePe HDFC Bank Ultimo/Uno: 1 year. If card unused 365+ days, points nullified.
  • • Redemption fee: ₹99

Milestone benefits

  • 3,000 InterMiles upon spending ₹6,000 within the first 30 days
  • 5,000 InterMiles on total retail spends of ₹90,000 and above

Lounge access

Domestic

16visits / year

  • Max 4 per quarter
Mastercard

International

Priority Pass

5complimentary visits

  • Membership value USD 99

Fees & charges

Joining fee
₹2,500 plus applicable taxes
Annual / renewal fee
₹2,500 plus applicable taxes
Interest rate
3.75% p.m. (45.00% p.a.)
Interest-free period
50 days
Cash advance fee
Transaction fee of 2.5% (Excluding Infinia, Infinia Metal Edition) or ₹500 whichever is higher on ATM withdrawals. Cash withdrawal limit: 40% of credit limit.
Overlimit fee
2.5% of overlimit amount subject to minimum of ₹550. Not applicable for Infinia, Infinia Metal Edition, PhonePe HDFC Bank Ultimo/Uno Credit Card (no overlimit facility).
Payment dishonour
2% of Payment amount subject to minimum of ₹450. Capping of ₹4999 for Infinia & Infinia Metal Credit Card. Applicable for cheque payment return or unsuccessful autopay.
Forex markup
1%
DCC markup
1%
Rent payment fee
1% (w.e.f. Jul 2025)
Reward redemption
₹99 per redemption
Fuel surcharge
1% waiver, max ₹500/cycle

Late payment

Outstanding amountLate fee
₹0 – ₹100₹0
₹101 – ₹500₹100
₹501 – ₹1,000₹500
₹1,001 – ₹5,000₹600
₹5,001 – ₹10,000₹750
₹10,001 – ₹25,000₹900
₹25,001 – ₹50,000₹1,100
Above ₹50,001₹1,300

Insurance covers

Fraud liability

Zero liability on fraudulent transactions if reported immediately to our 24-hour call centre.

Eligibility

Age
18+ years

Features

✓ Chip & PIN

Additional features

  • Card Control via MyCards
  • Single Interface - One unified platform for Credit Cards, Debit Cards, FASTag and Consumer Durable Loans
  • Spends tracking - Simple interface to track all your spends
  • Reward Points - View and redeem points at the push of a button

No rewards on

Cash Advance · Fuel · Fees · Easy Emi · E Wallet · Smart Emi · Insurance Above Cap

Card management via MyCards.

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Joining₹500
Annual₹500/yr
Reward3 Reward Points for every ₹150 spent
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HDFC Bank is no longer accepting applications for this card.

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Regalia Activ Credit Card

Joining₹2.5K
Annual₹2.5K/yr
Reward1%Assumes 1 RP = ₹0.5 via SmartBuy flight & hotel bookings (issuer's marketed primary redemption path); travel redemption capped at max 70% of booking value and 50,000 RP per calendar month via SmartBuy; other paths lower (catalogue ₹0.35, cashback ₹0.20, airmiles up to 0.5/RP)
No longer offered

HDFC Bank is no longer accepting applications for this card.