JetPrivilege Titanium Credit Card

Annual fee₹500Waived on ₹2.0L spend

Rewards2 InterMiles on every ₹150 spent on retail spends

Forex markup3.5%3.5% on all foreign currency transactions

No longer offered

HDFC Bank is no longer accepting applications for this card. Existing cardholders continue to be served, so the fees and features below are kept here for reference. There is no application or eligibility check to offer.

Not open to new applicants · kept here for reference

Independent comparison platform. Not affiliated with HDFC Bank. Full disclaimer

Welcome benefits

worth ₹250

Discount voucher worth ₹250 on return flights

Type: Voucher

Rewards

Base earn rate

2 InterMiles on every ₹150 spent on retail spends

InterMiles

Excludes: Cash Advances, Fuel, Fees, Charges, Easy Emi, E Wallet Loading, Smart Emi

Category	Rate	Cap
Flight And Hotel Bookings	2X	—
Etihad Airways	2.5X	—

• Reward Points valid for 2 years from accumulation (standard). Infinia/Diners Black/BizBlack: 3 years. Easy EMI/PhonePe HDFC Bank Ultimo/Uno: 1 year. If card unused 365+ days, points nullified.
• Redemption fee: ₹99

Fees & charges

Joining fee: ₹500 + Applicable Taxes
Annual / renewal fee: ₹500+ Applicable Taxes per year
Annual fee waiver: On annual spends of ₹2,00,000 or more renewal fee is waived off on your Swiggy HDFC Bank Credit Card
Add-on card fee: Up to 3 add-on cards for your immediate family members (18 years and older)
Interest rate: Lowest Revolving Credit at an interest rate of 1.99% per month
Interest-free period: 50 days
Cash advance fee: Transaction fee of 2.5% (Excluding Infinia, Infinia Metal Edition) or ₹500 whichever is higher on ATM withdrawals. Cash withdrawal limit: 40% of credit limit.
Overlimit fee: 2.5% of overlimit amount subject to minimum of ₹550. Not applicable for Infinia, Infinia Metal Edition, PhonePe HDFC Bank Ultimo/Uno Credit Card (no overlimit facility).
Payment dishonour: 2% of Payment amount subject to minimum of ₹450. Capping of ₹4999 for Infinia & Infinia Metal Credit Card. Applicable for cheque payment return or unsuccessful autopay.
Forex markup: 3.5% on all foreign currency transactions
DCC markup: 3.50%
Reward redemption: ₹99 per redemption
Fuel surcharge: 2.5% waiver

Late payment

Outstanding amount	Late fee
₹0 – ₹100	₹0
₹101 – ₹500	₹100
₹501 – ₹1,000	₹500
₹1,001 – ₹5,000	₹600
₹5,001 – ₹10,000	₹750
₹10,001 – ₹25,000	₹900
₹25,001 – ₹50,000	₹1,100
Above ₹50,001	₹1,300

Insurance covers

Fraud liability

Zero liability on fraudulent transactions and if reported immediately to our 24-hour call centre

Eligibility

Age: 18+ years

Features

✓ Chip & PIN

Additional features

Card Controls via MyCards
Single Interface - One unified platform for Credit Cards, Debit Cards, FASTag and Consumer Durable Loans
Spends tracking - Simple interface to track all your spends
Reward Points - View and redeem points at the push of a button
EMV Chip Card technology

No rewards on

Fuel · Cash Advance · Fees · Charges · Easy Emi · E Wallet Loading · Smart Emi · Insurance Above Daily Cap

Card management via MyCards.