Skip to content
OnePaisa — Smart Finance for India
Credit Cards
PremiumPremiumVisa

Titanium Edge Credit Card

No longer offered

HDFC Bank is no longer accepting applications for this card. Existing cardholders continue to be served, so the fees and features below are kept here for reference. There is no application or eligibility check to offer.

Premium rewards without the premium price tag

Annual feeSee fee details
Rewards2 Reward Points for every ₹150 spent
Forex markup3.5%3.5% on all foreign currency transactions

Rewards

Base earn rate

2 Reward Points for every ₹150 spent

CategoryDetails
Dining50% more Reward Points on Dining expenses

Redemption options

Cashback statement credit:₹0.10 per point
  • • Reward Points valid for 2 years from accumulation (standard). Infinia/Diners Black/BizBlack: 3 years. Easy EMI/PhonePe HDFC Bank Ultimo/Uno: 1 year. If card unused 365+ days, points nullified.
  • • Redemption fee: ₹99

Fees & charges

Joining fee
₹2,500
Annual / renewal fee
Membership renewal fee waiver on spending ₹50,000 within a year
Annual fee waiver
Membership renewal fee waiver on spending ₹50,000 within a year.
Interest rate
3.49% interest per month on any unpaid balance carried past the due date of the bill.
Interest-free period
50 days
Cash advance fee
Cash advance fee of 2.5%, with a minimum of ₹500, is applied to all cash withdrawals.
Overlimit fee
2.5% of overlimit amount subject to minimum of ₹550. Not applicable for Infinia, Infinia Metal Edition, PhonePe HDFC Bank Ultimo/Uno Credit Card (no overlimit facility).
Payment dishonour
2% of Payment amount subject to minimum of ₹450. Capping of ₹4999 for Infinia & Infinia Metal Credit Card. Applicable for cheque payment return or unsuccessful autopay.
Forex markup
3.5% on all foreign currency transactions
DCC markup
3.50%
Reward redemption
₹99 per redemption
Fuel surcharge
100% waiver, max ₹250/cycle

Late payment

Outstanding amountLate fee
₹0 – ₹100₹0
₹101 – ₹500₹100
₹501 – ₹1,000₹500
₹1,001 – ₹5,000₹600
₹5,001 – ₹10,000₹750
₹10,001 – ₹25,000₹900
₹25,001 – ₹50,000₹1,100
Above ₹50,001₹1,300

Insurance covers

Fraud liability

Zero liability for fraudulent transactions if reported immediately to HDFC Bank's 24/7 Call Centre

Features

✓ Contactless✓ Chip & PIN

Additional features

  • EMV Chip technology for fraud protection
  • PayZapp integration for extra cashback and rewards
  • Swipe to Pay feature (no OTP hassle)
  • Card controls management (Online Spends, Contactless Transactions)
  • View Transactions / Download e-Statements
  • Block/Re-Issue Card functionality

Card management via MyCards.

🎯 Not sure this card is right for you?

Try our Card Finder — get personalized picks in 30 seconds.

Find My Card →
Browse all credit cards →
VISA
HDFC Bank logoHDFC Bank

Solitaire Credit Card

Joining₹500
Annual₹500/yr
Reward3 Reward Points for every ₹150 spent
No longer offered

HDFC Bank is no longer accepting applications for this card.

VISA
HDFC Bank logoHDFC Bank

Regalia Activ Credit Card

Joining₹2.5K
Annual₹2.5K/yr
Reward1%Assumes 1 RP = ₹0.5 via SmartBuy flight & hotel bookings (issuer's marketed primary redemption path); travel redemption capped at max 70% of booking value and 50,000 RP per calendar month via SmartBuy; other paths lower (catalogue ₹0.35, cashback ₹0.20, airmiles up to 0.5/RP)
No longer offered

HDFC Bank is no longer accepting applications for this card.