What is a Titanium Edge Credit Card?

Titanium Edge Credit Card is a premium metal card that offers a range of rewards, benefits, and features designed to elevate your financial experience.

How to use the Titanium Edge Credit Card?

You can use the HDFC Titanium Edge Credit Card for various transactions like shopping, dining, travel bookings, and more. It offers rewards on specific categories, fuel surcharge waivers, and CashBack on certain transactions, making it a versatile card for everyday use.

Is the Titanium Edge Credit Card free?

While there may be an annual fee associated with the Titanium Edge Credit Card, it can be waived by meeting certain spending criteria. Click here for more details.

How to apply for the Titanium Edge Credit Card?

We are currently not accepting new applications for the HDFC Bank Titanium Edge Credit Card. However, you can explore a range of other Credit Cards that may suit your needs. Click here to view our available options and find the right card for you.

What are the benefits of the Titanium Edge Credit Card?

HDFC Bank's Titanium Edge Credit Card online offers CashBack, reward points, dining privileges, fuel surcharge waiver, EMV Chip technology for enhanced security, and more.

Credit Cards

HDFC BankVISA

Titanium Edge Credit Card

PremiumPremiumVisa

Titanium Edge Credit Card

Premium rewards without the premium price tag

Annual fee₹2,500Waived on ₹0.5L spend

Rewards0.89%1.33 Reward Point per ₹150

Forex markup3.5%3.5% on all foreign currency transactions

No longer offered

HDFC Bank is no longer accepting applications for this card. Existing cardholders continue to be served, so the fees and features below are kept here for reference. There is no application or eligibility check to offer.

Not open to new applicants · kept here for reference

Independent comparison platform. Not affiliated with HDFC Bank. Full disclaimer

Rewards

Base earn rate

2 Reward Points for every ₹150 spent

Category	Rate	Cap
Dining	50% more Reward Points on Dining expenses	—

• Reward Points valid for 2 years from accumulation (standard). Infinia/Diners Black/BizBlack: 3 years. Easy EMI/PhonePe HDFC Bank Ultimo/Uno: 1 year. If card unused 365+ days, points nullified.
• Redemption fee: ₹99

Fees & charges

Joining fee: ₹2,500
Annual / renewal fee: Membership renewal fee waiver on spending ₹50,000 within a year
Annual fee waiver: Membership renewal fee waiver on spending ₹50,000 within a year.
Interest rate: 3.49% interest per month on any unpaid balance carried past the due date of the bill.
Interest-free period: 50 days
Cash advance fee: Cash advance fee of 2.5%, with a minimum of ₹500, is applied to all cash withdrawals.
Overlimit fee: 2.5% of overlimit amount subject to minimum of ₹550. Not applicable for Infinia, Infinia Metal Edition, PhonePe HDFC Bank Ultimo/Uno Credit Card (no overlimit facility).
Payment dishonour: 2% of Payment amount subject to minimum of ₹450. Capping of ₹4999 for Infinia & Infinia Metal Credit Card. Applicable for cheque payment return or unsuccessful autopay.
Forex markup: 3.5% on all foreign currency transactions
DCC markup: 3.50%
Reward redemption: ₹99 per redemption
Fuel surcharge: 100% waiver, max ₹250/cycle

Late payment

Outstanding amount	Late fee
Up to ₹100	Nil
₹101-500	₹100
₹501-1,000	₹500
₹1,001-5,000	₹600
₹5,001-10,000	₹750
₹10,001-25,000	₹900
₹25,001-50,000	₹1,100
More than ₹50,000	₹1,300