Rewards without the annual fee burden
First-year fee waiver on spending ₹15,000 within first 90 days
Base earn rate
2 Reward Points for every ₹150 spent.
CashPoints
International
Priority Pass—complimentary visits
Late payment
| Outstanding amount | Late fee |
|---|---|
| Up to ₹100 | Nil |
| ₹101-500 | ₹100 |
| ₹501-1,000 | ₹500 |
| ₹1,001-5,000 | ₹600 |
| ₹5,001-10,000 | ₹750 |
| ₹10,001-25,000 | ₹900 |
| ₹25,001-50,000 | ₹1,100 |
| More than ₹50,000 | ₹1,300 |
Fraud liability
Zero liability for fraudulent transactions if reported immediately to HDFC Bank's 24/7 Call Centre
Additional features
Card management via HDFC Bank App.
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HDFC Bank🔒 Secure & Free
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HDFC Bank🔒 Secure & Free
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