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World MasterCard Credit Card

No longer offered

HDFC Bank is no longer accepting applications for this card. Existing cardholders continue to be served, so the fees and features below are kept here for reference. There is no application or eligibility check to offer.

Rewards without the annual fee burden

Annual feeSee fee details
Rewards2 Reward Points for every ₹150 spent.
Forex markup3.5%3.5% on all foreign currency transactions

Welcome benefits

First-year fee waiver on spending ₹15,000 within first 90 days

Type
Fee Waiver
Trigger
Spend ₹15,000 within 90 days

Rewards

Base earn rate

2 Reward Points for every ₹150 spent.

CashPoints

  • • Unredeemed CashPoints will expire/ lapse after 2 years of accumulation.
  • • Redemption fee: ₹99

Lounge access

International

Priority Pass

—complimentary visits

  • Membership value USD 99

Fees & charges

Joining fee
First-year fee free on spending ₹ 15,000 within the first 90 days
Annual / renewal fee
First-year fee free on spending ₹ 15,000 within the first 90 days. Renewal fee waiver on spending ₹ 75,000 in a year.
Annual fee waiver
Renewal fee waiver on spending ₹ 75,000 in a year.
Add-on card fee
Up to 3 free add-on cards for your family
Interest rate
3.75% p.m. (45.00% p.a.)
Interest-free period
50 days
Cash advance fee
Cash advance fee: 2.5%, with a minimum of ₹ 500, applicable on all cash withdrawals.
Overlimit fee
2.5% of overlimit amount subject to minimum of ₹550. Not applicable for Infinia, Infinia Metal Edition, PhonePe HDFC Bank Ultimo/Uno Credit Card (no overlimit facility).
Payment dishonour
2% of Payment amount subject to minimum of ₹450. Capping of ₹4999 for Infinia & Infinia Metal Credit Card. Applicable for cheque payment return or unsuccessful autopay.
Forex markup
3.5% on all foreign currency transactions
DCC markup
3.50%
Reward redemption
₹99 per redemption

Late payment

Outstanding amountLate fee
₹0 – ₹100₹0
₹101 – ₹500₹100
₹501 – ₹1,000₹500
₹1,001 – ₹5,000₹600
₹5,001 – ₹10,000₹750
₹10,001 – ₹25,000₹900
₹25,001 – ₹50,000₹1,100
Above ₹50,001₹1,300

Insurance covers

Fraud liability

Zero liability for fraudulent transactions if reported immediately to HDFC Bank's 24/7 Call Centre

Features

✓ Contactless✓ Chip & PIN✓ International usage

Additional features

  • Single Interface - One unified platform for Credit Cards, Debit Cards, FASTag and Consumer Durable Loans
  • Spends tracking - Simple interface to track all your spends
  • EMV Chip Card technology

Card management via HDFC Bank App.

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HDFC Bank is no longer accepting applications for this card.

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