VISA
HDFC BankRegalia Activ Credit Card
JoiningFREE
AnnualFREE
Reward2.67%
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Premium travel and dining with bundled luxury memberships
Complimentary Annual memberships of Club Marriott, Times Prime, Amazon Prime, Swiggy One (3 months), MMT BLACK on 8 Lac spends in anniversary year
Base earn rate
Earn 5 Reward Points for every ₹150/- spent
| Category | Rate | Cap |
|---|---|---|
| Weekend Dining | 2X | — |
| Smartbuy Hotels Flights | 10X | — |
Spend INR 80,000 or more to avail 2 voucher worth INR 500 from Tata Cliq, Uber, Book My Show or Cult Fit. Complimentary Annual memberships of Club Marriott, Times Prime, Amazon Prime, Swiggy One (3 months), MMT BLACK on 8 Lac spends in anniversary year.
Late payment
| Outstanding amount | Late fee |
|---|---|
| Up to ₹100 | Nil |
| ₹101-500 | ₹100 |
| ₹501-1,000 | ₹500 |
| ₹1,001-5,000 | ₹600 |
| ₹5,001-10,000 | ₹750 |
| ₹10,001-25,000 | ₹900 |
| ₹25,001-50,000 | ₹1,100 |
| More than ₹50,000 | ₹1,300 |
Air accident
Air Accident Insurance
Fraud liability
Protection against fraudulent transactions made on your Credit Card*
Salaried: minimum ₹1,75,000/month income. Self-employed: 2+ years of filed ITR showing equivalent annual income. Age 21–65. CIBIL 700+ recommended. Self-employed: minimum ₹21 lakh ITR.
Additional features
Card management via MyCards.
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