Diners Club Miles Credit Card

• • Reward Points valid for 2 years from accumulation (standard). Infinia/Diners Black/BizBlack: 3 years. Easy EMI/PhonePe HDFC Bank Ultimo/Uno: 1 year. If card unused 365+ days, points nullified.
• • Redemption fee: ₹99

Joining fee

₹1,000 plus applicable taxes

Annual / renewal fee

₹1,000 plus applicable taxes

Annual fee waiver

Renewal fee waiver on spending ₹1lakh or more in a year

Interest rate

3.6% per month on outstanding amounts past the due date

Interest-free period

50 days

Cash advance fee

2.5% fee, minimum ₹500, on all cash withdrawals

Overlimit fee

2.5% of overlimit amount subject to minimum of ₹550. Not applicable for Infinia, Infinia Metal Edition, PhonePe HDFC Bank Ultimo/Uno Credit Card (no overlimit facility).

Payment dishonour

2% of Payment amount subject to minimum of ₹450. Capping of ₹4999 for Infinia & Infinia Metal Credit Card. Applicable for cheque payment return or unsuccessful autopay.

Forex markup

2.5% on all foreign currency transactions

DCC markup

2.50%

Reward redemption

₹99 per redemption

The credit limit for the Diners Miles Club Credit Card is determined by factors such as income, credit history, and internal policies. The exact limit will be communicated upon card approval.

Card management via MyCards.

• What is the Diners Club Miles Credit Card?
• How to apply for an HDFC Bank Diners Club Miles Credit Card?
• What is the credit limit for Diners Club Miles Credit Card?