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TravelPremiumDiners Club

Diners Club Miles Credit Card

No longer offered

HDFC Bank is no longer accepting applications for this card. Existing cardholders continue to be served, so the fees and features below are kept here for reference. There is no application or eligibility check to offer.

Annual fee₹1,000Waived on ₹1.0L spend
Rewards4 Reward Points for every ₹150 spent
Forex markup2.5%2.5% on all foreign currency transactions

Rewards

Base earn rate

4 Reward Points for every ₹150 spent

Redemption options

₹0.50 per point₹0.35 per point₹0.20 per point
  • • Reward Points valid for 2 years from accumulation (standard). Infinia/Diners Black/BizBlack: 3 years. Easy EMI/PhonePe HDFC Bank Ultimo/Uno: 1 year. If card unused 365+ days, points nullified.
  • • Redemption fee: ₹99

Lounge access

Domestic

6visits / year

    Diners Club lounge programme →

    International

    Not included

    Diners Club lounge programme →

    Fees & charges

    Joining fee
    ₹1,000 plus applicable taxes
    Annual / renewal fee
    ₹1,000 plus applicable taxes
    Annual fee waiver
    Renewal fee waiver on spending ₹1lakh or more in a year
    Interest rate
    3.6% per month on outstanding amounts past the due date
    Interest-free period
    50 days
    Cash advance fee
    2.5% fee, minimum ₹500, on all cash withdrawals
    Overlimit fee
    2.5% of overlimit amount subject to minimum of ₹550. Not applicable for Infinia, Infinia Metal Edition, PhonePe HDFC Bank Ultimo/Uno Credit Card (no overlimit facility).
    Payment dishonour
    2% of Payment amount subject to minimum of ₹450. Capping of ₹4999 for Infinia & Infinia Metal Credit Card. Applicable for cheque payment return or unsuccessful autopay.
    Forex markup
    2.5% on all foreign currency transactions
    DCC markup
    2.50%
    Reward redemption
    ₹99 per redemption

    Late payment

    Outstanding amountLate fee
    ₹0 – ₹100₹0
    ₹101 – ₹500₹100
    ₹501 – ₹1,000₹500
    ₹1,001 – ₹5,000₹600
    ₹5,001 – ₹10,000₹750
    ₹10,001 – ₹25,000₹900
    ₹25,001 – ₹50,000₹1,100
    Above ₹50,001₹1,300

    Insurance covers

    Air accident

    ₹1000L

    Air accident cover up to ₹1 crore

    Travel insurance

    ₹25L

    Medical emergency

    ₹25L

    Baggage loss

    ₹50,000

    Credit liability

    ₹9L

    Eligibility

    The credit limit for the Diners Miles Club Credit Card is determined by factors such as income, credit history, and internal policies. The exact limit will be communicated upon card approval.

    Features

    ✓ Contactless✓ Chip & PIN✓ International usage✓ Concierge service

    Additional features

    • MyCards mobile-based service platform
    • Credit Card Registration and Activation
    • Set up Card PIN
    • Manage Card Controls like Online Spends, Contactless Transactions
    • View Transactions / Download e-Statements
    • Check Reward Points
    • Block/ Re-Issue Your Card
    • Single Interface for Credit Cards, Debit Cards, FASTag and Consumer Durable Loans
    • Spends tracking
    • View and redeem points at the push of a button

    Card management via MyCards.

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