Diners Club Intermiles Credit Card

• • Reward Points valid for 2 years from accumulation (standard). Infinia/Diners Black/BizBlack: 3 years. Easy EMI/PhonePe HDFC Bank Ultimo/Uno: 1 year. If card unused 365+ days, points nullified.
• • Redemption fee: ₹99

10,000 InterMiles upon spending ₹20,000 within first 30 days of card set up*. 15,000 InterMiles on total retail spends of ₹1.5 lakh and above, within the first 90 days. Ola cabs, BookMyShow vouchers, TataCliQ vouchers on monthly spends over ₹80,000

Joining fee

₹0 (Free)

Annual / renewal fee

₹0

Annual fee waiver

Spend ₹8 lakh in a year to get a waiver on next year's annual membership fee. In case of a fee waiver, the member will not receive Flight /Hotel discount vouchers.

Interest rate

Lowest Revolving Credit at an interest rate of 1.99% per month.

Interest-free period

50 days

Cash advance fee

Transaction fee of 2.5% (Excluding Infinia, Infinia Metal Edition) or ₹500 whichever is higher on ATM withdrawals. Cash withdrawal limit: 40% of credit limit.

Overlimit fee

2.5% of overlimit amount subject to minimum of ₹550. Not applicable for Infinia, Infinia Metal Edition, PhonePe HDFC Bank Ultimo/Uno Credit Card (no overlimit facility).

Payment dishonour

2% of Payment amount subject to minimum of ₹450. Capping of ₹4999 for Infinia & Infinia Metal Credit Card. Applicable for cheque payment return or unsuccessful autopay.

Forex markup

1%

DCC markup

1%

Rent payment fee

1% (w.e.f. Jul 2025)

Reward redemption

₹99 per redemption

Fuel surcharge

1% waiver, max ₹1,000/cycle

Income (salaried)

For Salaried: Gross Monthly Income > ₹1,20,000. For Self-Employed: Annual ITR > ₹14,40,000

Income (self-employed)

₹14.4L/year

Age

21–60 years

Card management via MyCards.

• What is an InterMiles Diners Club Credit Card?
• What are the documents required to apply for an InterMiles Diners Club Credit Card?
• What is the credit limit of an InterMiles Diners Club Credit Card?