Fly farther with every swipe, zero annual cost
2,500 Reward points on card activation & renewal; Complimentary InterMiles Gold membership for first year; 10,000 InterMiles on spending ₹20,000 in first 30 days; 15,000 InterMiles on total retail spends of ₹1.5 lakh within first 90 days; ₹2,000 Flight Discount vouchers; ₹3,000 Hotel Discount vouchers
Base earn rate
8 InterMiles on every ₹150 spent on retail purchases.
InterMiles
Excludes: Cash Advances, Fuel, Fees, Easyemi, E Wallet Loading
| Category | Rate | Cap |
|---|---|---|
| Flight Hotel Bookings | — | — |
| Select Partner Platforms | — | — |
| Etihad Airways | — | — |
10,000 InterMiles upon spending ₹20,000 within first 30 days of card set up*. 15,000 InterMiles on total retail spends of ₹1.5 lakh and above, within the first 90 days. Ola cabs, BookMyShow vouchers, TataCliQ vouchers on monthly spends over ₹80,000
Late payment
| Outstanding amount | Late fee |
|---|---|
| Up to ₹100 | Nil |
| ₹101-500 | ₹100 |
| ₹501-1,000 | ₹500 |
| ₹1,001-5,000 | ₹600 |
| ₹5,001-10,000 | ₹750 |
| ₹10,001-25,000 | ₹900 |
| ₹25,001-50,000 | ₹1,100 |
| More than ₹50,000 | ₹1,300 |
Air accident
₹200L
Air accident insurance cover worth ₹2 crore.
Fraud liability
Zero liability on lost Card. Available on any fraudulent transactions made on your Credit Card if reported immediately to HDFC Bank's 24-hour Call Centre.
Lost card liability
₹0
Travel insurance
₹55,000
Medical emergency
₹50L
Baggage loss
₹55,000
Credit liability
₹9L
Employment types
Required documents
Additional features
No rewards on
Cash Advances · Fuel · Fees · Charges · Easyemi · E Wallet Loading · Smartemi Conversions
Card management via MyCards.
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