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TravelPremiumDiners Club✦ InterMiles

Diners Club Intermiles Credit Card

No longer offered

HDFC Bank is no longer accepting applications for this card. Existing cardholders continue to be served, so the fees and features below are kept here for reference. There is no application or eligibility check to offer.

Fly farther with every swipe, zero annual cost

Annual fee₹0
Rewards8 InterMiles on every ₹150 spent on retail purchases.
Forex markup1%

Welcome benefits

2,500 Reward points on card activation & renewal; Complimentary InterMiles Gold membership for first year; 10,000 InterMiles on spending ₹20,000 in first 30 days; 15,000 InterMiles on total retail spends of ₹1.5 lakh within first 90 days; ₹2,000 Flight Discount vouchers; ₹3,000 Hotel Discount vouchers

Type
Points Vouchers Membership
Trigger
Spend ₹20,000 within 30 days
Partner
InterMiles
Validity
365 days

Rewards

Base earn rate

8 InterMiles on every ₹150 spent on retail purchases.

InterMiles

Excludes: Cash Advances, Fuel, Fees, Easyemi, E Wallet Loading

  • • Reward Points valid for 2 years from accumulation (standard). Infinia/Diners Black/BizBlack: 3 years. Easy EMI/PhonePe HDFC Bank Ultimo/Uno: 1 year. If card unused 365+ days, points nullified.
  • • Redemption fee: ₹99

Milestone benefits

  • 10,000 InterMiles upon spending ₹20,000 within first 30 days of card set up
  • 15,000 InterMiles on total retail spends of ₹1.5 lakh and above, within the first 90 days
  • Ola cabs, BookMyShow vouchers, TataCliQ vouchers on monthly spends over ₹80,000

Fees & charges

Joining fee
₹0 (Free)
Annual / renewal fee
₹0
Annual fee waiver
Spend ₹8 lakh in a year to get a waiver on next year's annual membership fee. In case of a fee waiver, the member will not receive Flight /Hotel discount vouchers.
Interest rate
Lowest Revolving Credit at an interest rate of 1.99% per month.
Interest-free period
50 days
Cash advance fee
Transaction fee of 2.5% (Excluding Infinia, Infinia Metal Edition) or ₹500 whichever is higher on ATM withdrawals. Cash withdrawal limit: 40% of credit limit.
Overlimit fee
2.5% of overlimit amount subject to minimum of ₹550. Not applicable for Infinia, Infinia Metal Edition, PhonePe HDFC Bank Ultimo/Uno Credit Card (no overlimit facility).
Payment dishonour
2% of Payment amount subject to minimum of ₹450. Capping of ₹4999 for Infinia & Infinia Metal Credit Card. Applicable for cheque payment return or unsuccessful autopay.
Forex markup
1%
DCC markup
1%
Rent payment fee
1% (w.e.f. Jul 2025)
Reward redemption
₹99 per redemption
Fuel surcharge
1% waiver, max ₹1,000/cycle

Late payment

Outstanding amountLate fee
₹0 – ₹100₹0
₹101 – ₹500₹100
₹501 – ₹1,000₹500
₹1,001 – ₹5,000₹600
₹5,001 – ₹10,000₹750
₹10,001 – ₹25,000₹900
₹25,001 – ₹50,000₹1,100
Above ₹50,001₹1,300
View official MITC →

Insurance covers

Air accident

₹200L

Air accident insurance cover worth ₹2 crore.

Fraud liability

Zero liability on lost Card. Available on any fraudulent transactions made on your Credit Card if reported immediately to HDFC Bank's 24-hour Call Centre.

Lost card liability

₹0

Travel insurance

₹55,000

Medical emergency

₹50L

Baggage loss

₹55,000

Credit liability

₹9L

Eligibility

Income (salaried)
For Salaried: Gross Monthly Income > ₹1,20,000. For Self-Employed: Annual ITR > ₹14,40,000
Income (self-employed)
₹14.4L/year
Age
21–60 years

Employment types

SalariedSelf-Employed

Required documents

  • identity_proof
  • address_proof
  • income_proof

Features

✓ Contactless✓ Chip & PIN✓ International usage✓ Concierge service

Additional features

  • MyCards mobile service platform
  • Card PIN setup
  • Manage card controls
  • View transactions
  • Download e-statements
  • Check reward points

No rewards on

Cash Advances · Fuel · Fees · Charges · Easyemi · E Wallet Loading · Smartemi Conversions

Card management via MyCards.

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