Diners Club Premium Credit Card

• • Reward Points valid for 2 years from accumulation (standard). Infinia/Diners Black/BizBlack: 3 years. Easy EMI/PhonePe HDFC Bank Ultimo/Uno: 1 year. If card unused 365+ days, points nullified.
• • Redemption fee: ₹99

Joining fee

₹2,500 plus applicable taxes

Annual / renewal fee

₹2,500 plus applicable taxes

Annual fee waiver

Renewal fee waiver on spending ₹3 lakh or more in a year before renewal date

Interest rate

3.6% per month on outstanding amounts past the due date

Interest-free period

50 days

Cash advance fee

2.5% fee, minimum ₹500, on all cash withdrawals

Overlimit fee

2.5% of overlimit amount subject to minimum of ₹550. Not applicable for Infinia, Infinia Metal Edition, PhonePe HDFC Bank Ultimo/Uno Credit Card (no overlimit facility).

Payment dishonour

2% of Payment amount subject to minimum of ₹450. Capping of ₹4999 for Infinia & Infinia Metal Credit Card. Applicable for cheque payment return or unsuccessful autopay.

Forex markup

Lowest markup on foreign currency transactions of just 2%

DCC markup

2%

Reward redemption

₹99 per redemption

Card management via MyCards.

• What is a Diners Club Premium Credit Card?
• What is the Diners Club Premium Credit Card limit?
• How to apply for a Diners Club Premium Credit Card?