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Samman RuPay Credit Card credit card
GovernmentEntryRuPay

Samman RuPay Credit Card

Govt employee card with waivable fees and movie perks

Annual fee₹199Waived on ₹0.8L spend
Rewards1%Cashback
Forex markup3.5%
Apply NowCheck Eligibility →
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Independent comparison platform. Not affiliated with IndusInd Bank. Full disclaimer

Welcome benefits

One assured complimentary movie ticket up to ₹200 every 6 months in a calendar year via BookMyShow

Rewards

Cashback categoryRateCap
Retail——

Credit cycle: subsequent_statement

  • • Redemption fee: ₹100

Lounge access

Domestic

0visits / year

    International

    Not included

    Fees & charges

    Joining fee
    ₹0 (Free)
    Annual / renewal fee
    ₹199 per year
    Annual fee waiver
    On ₹0.8L spend
    Interest rate
    3.95% per month (47.4% p.a.)
    Interest-free period
    50 days
    Cash advance fee
    Nil Cash Advance fee
    Overlimit fee
    2.5%, min ₹500
    Payment dishonour
    ₹250
    Forex markup
    3.50%
    DCC markup
    1%
    Reward redemption
    ₹100 per redemption
    Fuel surcharge
    1% waiver
    View official MITC →

    Insurance covers

    Travel insurance

    ₹1L

    Baggage loss

    ₹1L

    Eligibility

    Employment types

    Government

    Only for Government Employees

    Features

    ✓ UPI linkage

    Additional features

    • UPI scan and pay functionality
    • Can be linked to BHIM, PhonePe, Paytm, Google Pay UPI apps
    • Railway surcharge waiver on IRCTC

    FAQs

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