Mass-MarketMidRuPay

IndusInd Bank Platinum RuPay Credit Card

Lifetime free card for steady RuPay spenders

Annual feeLifetime Free

RewardsEarn 2 Reward Points on every ₹ 100 transaction done through UPI. Earn 1 Reward Point for every ₹ 100 on non UPI transactions

Forex markup3.5%it comes with 3.5% Forex Mark-up

Apply Now Check Eligibility →

Secure · Free · No spam calls

Independent comparison platform. Not affiliated with IndusInd Bank. Full disclaimer

Rewards

Base earn rate

Earn 2 Reward Points on every ₹ 100 transaction done through UPI. Earn 1 Reward Point for every ₹ 100 on non UPI transactions

IndusMoments

Excludes: Fuel

Category	Rate	Cap
UPI Transactions	—	—
Non-UPI Transactions	—	—
Select Merchant Categories	—	—

• Redemption fee: ₹100

Fees & charges

Joining fee: Lifetime Free - Zero Joining Fee & Zero Annual Fee
Annual / renewal fee: Lifetime free
Interest rate: 3.95% per month (47.4% p.a.)
Interest-free period: 50 days
Cash advance fee: 2.5%, min ₹300
Overlimit fee: 2.5%, min ₹500
Payment dishonour: ₹250
Forex markup: it comes with 3.5% Forex Mark-up
DCC markup: 1%
Reward redemption: ₹100 per redemption
Fuel surcharge: 1% waiver

View official MITC →

Insurance covers

Air accident

₹2.3L

Fraud liability

Total Protect is a first-of-its-kind program that covers you for a sum up to the credit limit on your credit card and is available on add-on cards as well. Total Protect covers you for: Unauthorised transactions in case of loss/theft of card: We provide an insurance cover up to 48 hours prior to you reporting the loss of your card to IndusInd Bank. Counterfeit fraud: It is possible that your card or card details are stolen and used unscrupulously by producing counterfeit plastic. We offer you insurance to protect yourself against such incidents.

Travel insurance

₹2.3L

Baggage loss

₹1L

Eligibility

For existing IndusInd Bank Credit cardholders* please click Apply Now *excluding co-brand credit cards. Not Holding any IndusInd Bank Credit Card? Apply Now. Both existing and new customers are eligible to apply.