Kotak Air+ Credit Card

• • Minimum redemption: 200 points

Earn 2,500 Air Miles as Renewal Benefit on completion of each anniversary year. 2,500 Air Miles as Renewal Benefit will be credited subject to payment of Annual Fees

Joining fee

₹ 3,000 + GST

Annual / renewal fee

₹ 3,000 + GST

Annual fee waiver

Joining/Annual Fee Waiver is not applicable

Add-on card fee

₹299

Interest rate

3.5% per month (42% p.a.)

Interest-free period

48 days

Cash advance fee

2.5%, min ₹500

Overlimit fee

0%, min ₹500

Payment dishonour

₹500

Forex markup

Enjoy low foreign currency mark-up of 2% on International transactions

DCC markup

3.50%

Fuel surcharge

1% waiver, on ₹400–₹7500 txns, max ₹400/cycle

Card management via Kotak Mobile Banking App.

• What is the Joining or Annual Fee on my Kotak Air+ Credit Card?
• Is there any capping on earning Base Air Miles on my card?
• Post making transaction, when will Air Miles get credited in my card?
• Where I can see overall Air Miles Balance that I have earned on my card?
• How can I use Air Miles that I have earned on my card?
• What is the redemption value of Air Miles?
• Are there any charges on redemption of Air Miles?
• Do I have Lounge Access on my card?
• How do I access Lounge with my card?
• Do I get waiver on my Fuel Transactions?
• Will I get waiver for Joining or Annual Fee on my Kotak Air+ Credit Card?
• How can I activate my Credit Card?
• What is Air Miles? How will I earn Air Miles?
• How do I access Kotak Unbox Platform?
• Will I earn Air Miles on International Transactions?
• Will I earn Air Miles on EMI Transactions or Cash Withdrawals?
• Is there any capping on earning Accelerated Air Miles on my card?