Kotak League Platinum Credit Card

• • Minimum redemption: 2000 points

Spend Rs. 1, 25,000 every 6 months and get 4 free PVR tickets or 10000 reward points: Redemption Option 1: Enjoy a maximum of 8 free PVR tickets every year. PVR tickets can be used for any day and any show and are transferrable. Star Pass Code will be issued which can be redeemed for online PVR Movie Ticket booking at www.pvrcinemas.com. You can claim your PVR tickets within 3 months after the program period gets over. Redemption Option 2: Reward points will be credited in the next billing cycle. Reward points can be used for a host of redemption options like Airtickets, Movie Tickets, Mobile Recharge / Branded Merchandise. You can claim your reward points within 3 months after the program period gets over. If price of the ticket is more than Rs. 400, the difference amount shall be paid by the cardholder along with booking/convenience fees. PVR tickets will not be applicable for customers who fall under non - PVR location city. PVR movie tickets can be redeemed online only on www.pvrcinemas.com. PVR movie tickets cannot be redeemed at Box office. For milestone benefits, all transactions settled during milestone period will be considered. Example- Milestone period is 1st Jan 2021 to 30th June 2021, then the transactions settled till 30th June 2021 will be considered for milestone benefits. Any transaction settled after 30th June 2021 will be considered in next milestone period.

Joining fee

₹ 499/Nil

Annual / renewal fee

₹ 499/ Nil

Annual fee waiver

Minimum retail spends of ₹ 50,000 in a year

Add-on card fee

It is offered complimentary to the Kotak League platinum customers

Interest rate

The interest applicable to you is 4% per month

Interest-free period

48 days

Cash advance fee

The interest free period is limited only to the retail transactions & does not include cash transactions. The interest starts accruing from the date of cash withdrawal.

Overlimit fee

If your transactions cross 100% of your credit limit, you will be charged a flat over limit fee of ₹500 in each billing cycle that you are over limit.

Payment dishonour

₹500

Forex markup

A Mark up is charged to the tune of 4% every time you do an international transaction. Cash and Retail transactions will both attract a Mark up.

DCC markup

3.50%

Fuel surcharge

1% waiver, on ₹500–₹4000 txns, max ₹400/cycle

Income (salaried)

Rs.5 Lakhs and above per annum

Age

21–60 years

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