Who is the PNB RuPay Millennial Credit Card aimed at?

It targets younger customers and needs a minimum gross annual income of ₹5 lakh.

What insurance cover is provided?

Comprehensive insurance coverage of up to ₹10 lakh.

Credit Cards

RewardsPremiumRuPay

PNB RuPay Millennial Credit Card

Youth RuPay card with lifestyle perks

Annual fee₹999Waived on ₹1.0L spend

Rewards1.00%

Forex markup3.5%3.50% of the transaction value

Apply Now Check Eligibility →

Secure · Free · No spam calls

Independent comparison platform. Not affiliated with Punjab National Bank. Full disclaimer

Welcome benefits

300+ reward points on activation

Rewards

Base earn rate

300+ reward points on activation.

Fees & charges

Joining fee: ₹399
Annual / renewal fee: ₹999
Annual fee waiver: Annual fee waived when annual spends reach ₹1,00,000 in the preceding year.
Add-on card fee: ₹399
Interest rate: 2.95% per month
Overlimit fee: 2.5%
Forex markup: 3.50% of the transaction value

Late payment

Nil up to ₹1,000; ₹500 for ₹1,001–₹5,000; ₹600 for ₹5,001–₹10,000; ₹750 above ₹10,000

View official MITC →

Eligibility

Income (salaried): ₹5L/year
Age: 21–65 years

NRI eligible: No

Features

✓ Contactless✓ Chip & PIN✓ UPI linkage✓ International usage

Additional features

Domestic and international lounge access
Premium health check-up package
Complimentary golf and spa sessions
Complimentary gym membership

FAQs

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📖 Guides about this card

🔧 Useful tools

Credit Cards

RewardsPremiumRuPay

PNB RuPay Millennial Credit Card

Youth RuPay card with lifestyle perks

Annual fee₹999Waived on ₹1.0L spend

Rewards1.00%

Forex markup3.5%3.50% of the transaction value

Apply Now Check Eligibility →

Secure · Free · No spam calls

Independent comparison platform. Not affiliated with Punjab National Bank. Full disclaimer

Welcome benefits

300+ reward points on activation

Rewards

Base earn rate

300+ reward points on activation.

Fees & charges

Joining fee: ₹399
Annual / renewal fee: ₹999
Annual fee waiver: Annual fee waived when annual spends reach ₹1,00,000 in the preceding year.
Add-on card fee: ₹399
Interest rate: 2.95% per month
Overlimit fee: 2.5%
Forex markup: 3.50% of the transaction value

Late payment

Nil up to ₹1,000; ₹500 for ₹1,001–₹5,000; ₹600 for ₹5,001–₹10,000; ₹750 above ₹10,000

View official MITC →

Eligibility

Income (salaried): ₹5L/year
Age: 21–65 years

NRI eligible: No

Features

✓ Contactless✓ Chip & PIN✓ UPI linkage✓ International usage

Additional features

Domestic and international lounge access
Premium health check-up package
Complimentary golf and spa sessions
Complimentary gym membership

PNB RuPay Millennial Credit Card

Explore related credit cards

Guides and tools

PNB RuPay Millennial Credit Card

Explore related credit cards

Guides and tools