RuPay
Punjab National BankPNB RuPay Platinum Credit Card
JoiningFREE
Annual₹500/yr
RewardReward points on eligible spends, plus 300+ reward points on first usage.
Credit
Apply Now
🔒 Secure & Free
RewardsPremiumRuPay
PNB RuPay Millennial Credit Card
Youth RuPay card with lifestyle perks
Annual fee₹999Waived on ₹1.0L spend
Rewards300+ reward points on activation.
Forex markup3.5%3.50% of the transaction value
Secure · Free · No spam calls
Independent comparison platform. Not affiliated with Punjab National Bank. Full disclaimer
Welcome benefits
300+ reward points on activation
Rewards
Base earn rate
300+ reward points on activation.
Fees & charges
- Joining fee
- ₹399
- Annual / renewal fee
- ₹999
- Annual fee waiver
- Annual fee waived when annual spends reach ₹1,00,000 in the preceding year.
- Add-on card fee
- ₹399
- Interest rate
- 2.95% per month
- Overlimit fee
- 2.5%
- Forex markup
- 3.50% of the transaction value
Late payment
| Outstanding amount | Late fee |
|---|---|
| ₹0 – ₹1,000 | ₹0 |
| ₹1,001 – ₹5,000 | ₹500 |
| ₹5,001 – ₹10,000 | ₹600 |
| Above ₹10,001 | ₹750 |
Eligibility
- Income (salaried)
- ₹5L/year
- Age
- 21–65 years
NRI eligible: No
Features
✓ Contactless✓ Chip & PIN✓ UPI linkage✓ International usage
Additional features
- Domestic and international lounge access
- Premium health check-up package
- Complimentary golf and spa sessions
- Complimentary gym membership
FAQs
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