RuPay
Punjab National BankPNB RuPay Select Credit Card
Joining₹500
Annual₹750/yr
RewardDouble reward points on retail merchandise, plus 300+ reward points on first usage.
Credit
Apply Now
🔒 Secure & Free
RewardsMidRuPay
PNB RuPay Platinum Credit Card
RuPay Platinum with lounge access and UPI
Annual fee₹500
RewardsReward points on eligible spends, plus 300+ reward points on first usage.
Forex markup3.5%3.50% of the transaction value
Secure · Free · No spam calls
Independent comparison platform. Not affiliated with Punjab National Bank. Full disclaimer
Welcome benefits
300+ reward points on first card usage
Rewards
Base earn rate
Reward points on eligible spends, plus 300+ reward points on first usage.
Fees & charges
- Joining fee
- ₹0 (Free)
- Annual / renewal fee
- ₹500
- Annual fee waiver
- Annual fee waived when the card is used at least once each quarter in the preceding year.
- Add-on card fee
- Free
- Interest rate
- 2.95% per month
- Overlimit fee
- 2.5%
- Forex markup
- 3.50% of the transaction value
Late payment
| Outstanding amount | Late fee |
|---|---|
| ₹0 – ₹1,000 | ₹0 |
| ₹1,001 – ₹5,000 | ₹500 |
| ₹5,001 – ₹10,000 | ₹600 |
| Above ₹10,001 | ₹750 |
Eligibility
NRI eligible: No
Open to resident individuals who meet the bank’s income and credit assessment. UPI-linkable RuPay card managed through the PNB GENIE app.
Features
✓ Contactless✓ Chip & PIN✓ UPI linkage✓ International usage
Additional features
- Domestic and international lounge access
- Cashback offers on utilities and dining
- UPI-linked payments via QR
- Managed through the PNB GENIE app
FAQs
🎯 Not sure this card is right for you?
Try our Card Finder — get personalized picks in 30 seconds.
Explore related credit cards
Similar Credit Cards
Browse all credit cards →Punjab National BankRuPay
Punjab National BankPNB RuPay Millennial Credit Card
Joining₹399
Annual₹999/yr
Reward300+ reward points on activation.
Credit
Apply Now
🔒 Secure & Free
RuPay
Punjab National BankPNB Rakshak RuPay Platinum Credit Card
JoiningFREE
Annual₹500/yr
Reward300+ reward points on first usage.
Credit
Apply Now
🔒 Secure & Free