Insignia Preferred Banking Credit Card

Annual feeSee fee details

RewardsYou earn 5 reward points for every INR 100 spent on domestic transactions.

Forex markup1.5%Forex Markup of only 1.5% plus 2X reward. points on International Spends

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Issued by invitation or through your RBL Bank relationship manager — not open to direct application.

Issued by invitation · not open to direct application

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Welcome benefits

28,000 bonus reward points

Type: Reward Points
Trigger: within 30 days
Validity: 60 days

Rewards

Base earn rate

You earn 5 reward points for every ₹100 spent on domestic transactions.

Category	Rate	Cap
International Spends	—	—

Milestone benefits

Unlock vouchers worth INR 8,000 on your favourite brands (Amazon, Myntra, Croma, MakeMyTrip & Taj Experiences) on spends of INR 8 lacs in a membership year. Vouchers will be credited to your account within 45 days from the date of crossing the corresponding Milestone Benefit. Click here for the Milestone Benefit T&C.

Lounge access

Domestic

8visits / year

Max 2 per quarter

DreamFolks lounge programme →

International

Priority Pass

6complimentary visits

Priority Pass lounge programme →

Fees & charges

Joining fee: ₹7,000 + GST
Annual / renewal fee: Annual membership fee for the Insignia Preferred Banking Credit Card is ₹7,000 + GST
Annual fee waiver: Annual membership fee of subsequent year is waiver off on spending ₹10 lacs in a membership year. No annual membership fee for the RBL Bank Insignia Preferred Banking Customers.
Add-on card fee: Free
Interest rate: 3.99% per month (47.88% p.a.)
Interest-free period: 50 days
Cash advance fee: 2.5%, min ₹500
Overlimit fee: 0%
Payment dishonour: ₹500
Forex markup: Forex Markup of only 1.5% plus 2X reward. points on International Spends
Reward redemption: ₹0 per redemption
Fuel surcharge: 1% waiver, on ₹10000–₹4000 txns, max ₹3,000/cycle