Mastercard
Yes BankYES Bank RESERV Credit Card
Joining₹2.5K
Annual₹2.5K/yr
Reward0%
CreditPremium
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Virtual RuPay companion for PaisaSave cardholders
This card is not open to new applicants. It is offered only to customers who already hold the YES Bank Paisabazaar PaisaSave Credit Card, who can request it in the iris by YES app.
Base earn rate
Cashback paid as reward points: 12 points per ₹200 on dining and travel (6%) and 2 points per ₹200 on other spends (1%).
YES Rewardz
| Category | Rate | Cap |
|---|---|---|
| Dining And Travel | — | — |
| Other Spends | — | — |
Late payment
Nil while the current outstanding (statement balance plus unbilled) is ₹500 or less. Above that, 10% of the statement balance or ₹1,350, whichever is lower, per statement.
Available only to customers who already hold the YES Bank Paisabazaar PaisaSave Credit Card, applied for through the iris by YES mobile app. The card is virtual — no plastic is issued.
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