State Bank of India
SBI Business Loan
Rate from8.00%
Max amount₹50 L
EMI/L · 4y₹2,441
Disbursal7-15 business days
- Mudra loans available
- Collateral-free up to ₹2Cr
CIBIL: 700+ · Self-employed · Professional
OTP-verified soft check · won’t affect your credit score · DPDP-consented
Move the sliders to see monthly EMI, total interest, and total cost of this loan.
Your actual rate depends on your credit profile, income, and employer category.
Monthly EMI
Total interest
Total payment
Processing fee (2%)
Total cost of this loan
✨ interest + processing fee
✓ Best for
MSMEs wanting unsecured up to ₹50L with 24-hour sanction — step-up EMI structure aligns repayments to seasonality.
⚠ Not ideal for
Pure cash-based businesses without GST/ITR — Axis underwriting requires documented turnover.
For a ₹10 L loan over 4 yrs at 11.40% — your best-case scenario.
You repay ₹12,69,930 for ₹10,00,000 borrowed.
Customize amount, tenure & rate in the EMI calculator above ↑
This is a floating-rate loan. Prepayment penalty: 4% of the outstanding principal.
Third-largest private bank. Home loans from 8.35%, personal 9.99–22%, new-car from 9.30%, education 7.45% (secured starting) – 13%, business 11.40% secured / 12.90% unsecured.
Visit Axis Bank websiteSee how Axis Bankcompares on rate, fees & eligibility.
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CIBIL: 700+ · Self-employed · Professional
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Protect the business
Key-person term life insurance keeps the business and the loan EMIs running if the founder is unavailable.
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