Bank of Baroda Personal Loan
Bank of Baroda Personal Loan — one of the lowest rate ceilings among PSU banks, with tenure up to 7 years.
Documents required
- PAN Card
- Aadhaar Card
- 3 months salary slips
- 6 months bank statement
- Address proof
As published by Bank of Baroda. Your branch may ask for more.
Best for: PSU-bank borrowers who want a long tenure on an unsecured personal loan.
Eligibility
Loan terms
- One of the lowest max rates
- Government bank reliability
- Longer tenure up to 7 years
Fees & charges
FAQ
Lenders price on your credit score, income, employer category and tenure. A score above 750 typically unlocks the lower end of each range shown. The exact rate is confirmed by the lender at underwriting.
Every row is date-stamped with the day we last checked it, and links to the lender’s published material so you can confirm it yourself. A row we confirmed against the source reads “Verified”; one we could only sight reads “as of”, and is not presented as confirmed. Anything we have not re-checked in 60 days is marked “rate under review” rather than left to look current. We do not claim a fixed re-checking cycle — the date on each row is the honest answer.
No. Viewing rates is not a credit enquiry and has no score impact. A hard enquiry happens only when you formally apply to a lender.
Most lenders allow prepayment after a few EMIs. Charges vary by lender and are shown in the fees section; RBI caps foreclosure charges on floating-rate loans to individuals.
More from Bank of Baroda
- Home LoanRate8.4 – 10.65%Feeup to 0.25%Max tenure30 yr
- New Car LoanRate8.55 – 11.65%Fee1%Max tenure7 yr
- Loan Against PropertyRate9 – 11%FeeVariesMax tenure20 yr