Lendingkart Business Loan
Lendingkart Business Loan — fintech NBFC with 72-hour disbursal and GST-based underwriting.
At 12%, Lendingkart has one of the lowest starting rates of the 13 lenders we track for business loans.
Documents required
- PAN Card
- Aadhaar Card
- GST certificate
- Latest 2 years ITR
- Business proof
- 12 months bank statement
As published by Lendingkart. Your branch may ask for more.
Best for: Micro-businesses with 2+ years of GST filings wanting 72-hour digital-only disbursal.
Eligibility
Loan terms
- Online-first process
- Disbursal in 72 hours
- Minimal documentation
- GST-based underwriting
Fees & charges
FAQ
Both exist. Unsecured business loans price higher; secured or scheme-backed loans (e.g. CGTMSE up to the scheme limit) can lower the rate or waive collateral. The right choice depends on ticket size and how fast you need funds.
Every row is date-stamped with the day we last checked it, and links to the lender’s published material so you can confirm it yourself. A row we confirmed against the source reads “Verified”; one we could only sight reads “as of”, and is not presented as confirmed. Anything we have not re-checked in 60 days is marked “rate under review” rather than left to look current. We do not claim a fixed re-checking cycle — the date on each row is the honest answer.
No. Viewing rates is not a credit enquiry and has no score impact. A hard enquiry happens only when you formally apply to a lender.