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Manappuram Finance Business Loan

Manappuram Finance, an NBFC established in 1949 and headquartered in Thrissur, offers a business loan with interest rates from 13% to 22.08%. Loan amounts range from ₹5 lakh to ₹50 lakh, with a maximum tenure of 120 months. The loan-to-value is capped at a maximum of 70%, and applicants must have a minimum of 2 years of business vintage.

Required documentation includes ID and address proof, bank statements, title deeds, financials/ITR, and Udyam registration. Processing fee, prepayment penalty, rate type, minimum tenure, minimum CIBIL score, age limits, minimum salary, and employment type eligibility are not published for this product.

Documents required

  • ID+address proof
  • bank statements
  • title deeds
  • financials/ITR
  • Udyam registration

As published by Manappuram Finance. Your branch may ask for more.

Get Manappuram Finance Offers →Soft check · won’t affect your credit score
Interest rate13 – 22.08% p.a.
Processing feeVaries by profileSee fees & charges below
Max amount₹50L
Max tenure10 yr
Compare with 13 other lenders →
Estimate your EMI ~30 sec · indicative
Estimated EMI
₹26,827/mo
Get offers at this amount →
Eligibility for Business Loan depends on business turnover and trading vintage, not personal income. Start an application for a real answer.
EMI at Manappuram Finance’s 13% p.a.
₹6L · 36 mo
₹20,216/mo
₹10L · 48 mo
₹26,827/mo
₹16L · 60 mo
₹36,405/mo

Eligibility

At Manappuram Finance
Typical for business loan
VintageUsually 1 – 3 years in operation
TurnoverPer lender; GST-registered businesses get better terms
TypeProprietorship, partnership, LLP, or company

Loan terms

Amount₹5L – ₹50L
TenureUp to 10 years
Rate typefloating
  • max LTV 70%
  • min 2yr business vintage

Fees & charges

Processing feePer each lender’s schedule (fintech NBFCs price on data)
Prepayment / foreclosureVaries; some allow part-prepayment free
Late paymentAs per each lender’s schedule

FAQ

Both exist. Unsecured business loans price higher; secured or scheme-backed loans (e.g. CGTMSE up to the scheme limit) can lower the rate or waive collateral. The right choice depends on ticket size and how fast you need funds.

Every row is date-stamped with the day we last checked it, and links to the lender’s published material so you can confirm it yourself. A row we confirmed against the source reads “Verified”; one we could only sight reads “as of”, and is not presented as confirmed. Anything we have not re-checked in 60 days is marked “rate under review” rather than left to look current. We do not claim a fixed re-checking cycle — the date on each row is the honest answer.

No. Viewing rates is not a credit enquiry and has no score impact. A hard enquiry happens only when you formally apply to a lender.

Related readingComplete Guide to Business Loans in India 2026Best Business Loan Providers in India 2026: Compare Rates, Eligibility & Top LendersMSME Loan Interest Rate 2026: Compare Lenders, Schemes & Get the Best Deal

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RateFrom 13% p.a. · Manappuram Finance
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