Manappuram Finance Loan Against Property
Manappuram Finance, an NBFC headquartered in Thrissur and established in 1949, offers a loan against property with interest rates ranging from 13% to 22.08%. Loan amounts range from ₹5 lakh to ₹50 lakh, with a maximum tenure of 180 months. The maximum loan-to-value is 70%. Required documentation includes KYC, bank statements, property title documents, and income documents. Rate type, processing fee, prepayment penalty, minimum tenure, minimum CIBIL score, age limits, minimum salary, and employment type eligibility are not published for this product.
Documents required
- KYC
- bank statements
- property title docs
- income docs
As published by Manappuram Finance. Your branch may ask for more.
Eligibility
Loan terms
- max LTV 70%
Fees & charges
FAQ
LAP is secured against property, so the rate is lower and the tenure longer than an unsecured personal loan — better when the need is large and long-term. The trade-off is a legal/valuation process and your property as collateral.
Every row is date-stamped with the day we last checked it, and links to the lender’s published material so you can confirm it yourself. A row we confirmed against the source reads “Verified”; one we could only sight reads “as of”, and is not presented as confirmed. Anything we have not re-checked in 60 days is marked “rate under review” rather than left to look current. We do not claim a fixed re-checking cycle — the date on each row is the honest answer.
No. Viewing rates is not a credit enquiry and has no score impact. A hard enquiry happens only when you formally apply to a lender.