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OnePaisa — Smart Finance for India

Bajaj Finance Car Loan with flexible eligibility (CIBIL 685+) and door-step documentation.

Documents required

  • PAN Card
  • Aadhaar Card
  • 3 months salary slips
  • 6 months bank statement
  • Address proof

As published by Bajaj Finance. Your branch may ask for more.

Get Bajaj Finance Offers →Soft check · won’t affect your credit score
Interest rate10 – 18.25% p.a.
Processing fee2%
Max amount₹50L
Max tenure6 yr
Compare with 12 other lenders →

Best for: Buyers with CIBIL 685–720 and Bajaj Finserv customers wanting door-step service.

Estimate your EMI ~30 sec · indicative
Estimated EMI
₹16,998/mo
Get offers at this amount →
Total cost of this loan ₹2,35,880 · interest + processing fee, ₹8,00,000 over 5 yr at 10% · no prepayment penalty
Eligibility for New Car Loan depends on the vehicle’s on-road price as well as your income. Start an application for a real answer.
EMI at Bajaj Finance’s 10% p.a.
₹5L · 4 yr
₹12,681/mo
₹8L · 5 yr
₹16,998/mo
₹13L · 6 yr
₹24,084/mo

Eligibility

At Bajaj Finance
Age21 – 65 years
Min salary₹20,000/mo
Min income (self-emp)₹2,40,000/yr
Min credit score685+
Employmentsalaried, self employed, professional
Disbursal48 hours
Typical for new car loan
FinancingTypically up to 80 – 90% of on-road price

Loan terms

Amount₹1L – ₹50L
Tenure1 – 6 years
Rate typefloating
PrepaymentNil
Late payment2-3% of EMI + applicable taxes
  • Accepts lower CIBIL scores (685+)
  • Door-step documentation
  • Pre-approved offers for Bajaj Finserv customers

Fees & charges

Prepayment / foreclosureVaries by lender and rate type
Late paymentAs per each lender’s schedule

FAQ

Used-car loans price higher than new-car loans because of the collateral risk — see the separate used-car page. Salary-account customers often get a small rate discount on new cars.

Every row is date-stamped with the day we last checked it, and links to the lender’s published material so you can confirm it yourself. A row we confirmed against the source reads “Verified”; one we could only sight reads “as of”, and is not presented as confirmed. Anything we have not re-checked in 60 days is marked “rate under review” rather than left to look current. We do not claim a fixed re-checking cycle — the date on each row is the honest answer.

No. Viewing rates is not a credit enquiry and has no score impact. A hard enquiry happens only when you formally apply to a lender.

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