Education Loan (India)
12 lenders · rates from 9.25% · unsecured, up to ₹3Cr
Live rate table
Sortable · date-stamped
| Lender | Interest rate | Processing fee | Max amount | Actions |
|---|---|---|---|---|
 Bank | 9.25 – 9.75% under review · 21 Aug 2026 | 2% | ₹2Cr | Get Offer →Details |
 Bank | 9.3 – 11.7% under review · 21 Aug 2026 | 1% | ₹1.5Cr | Get Offer →Details |
S | 9.4 – 9.9% under review · 19 Aug 2026 | Nil | ₹1.5Cr | Get Offer →Details |
 NBFC | 9.5 – 21% under review · 20 Aug 2026 | 2% | ₹2Cr | Get Offer →Details |
 Bank | 11.75 – 14% under review · 22 Jul 2026 | 2% | ₹1Cr | Get Offer →Details |
 Bank | 13.7 – 15.2% under review · 19 Aug 2026 | Nil | ₹75L | Get Offer →Details |
 NBFC | 18 – 30% under review · 20 Aug 2026 | Varies | ₹7L | Get Offer →Details |
 Bank | Varies under review · 20 Apr 2026 | ₹10,000 | ₹1.5Cr | Get Offer →Details |
 Bank | Varies under review · 20 Apr 2026 | 2% | ₹3Cr | Get Offer →Details |
 NBFC | Varies under review · 20 Apr 2026 | 1.5% | ₹2Cr | Get Offer →Details |
 NBFC | Varies under review · 20 Apr 2026 | 1.25% | ₹75L | Get Offer →Details |
| Varies under review · 20 Apr 2026 | ₹10,000 | ₹2Cr | Get Offer →Details |
Eligibility
Documents
- PAN and Aadhaar (student + co-applicant)
- Admission letter + fee schedule
- Co-applicant income proof
- Academic records
Fees & charges
Tax: interest paid is deductible under Section 80E with no upper cap, for up to 8 years. Confirm with a tax adviser.
FAQ
After the moratorium — course duration plus 6 to 12 months. Interest accrues during study; paying simple interest through the moratorium reduces your later EMI.
Every row is date-stamped with the day we last checked it, and links to the lender’s published material so you can confirm it yourself. A row we confirmed against the source reads “Verified”; one we could only sight reads “as of”, and is not presented as confirmed. Anything we have not re-checked in 60 days is marked “rate under review” rather than left to look current. We do not claim a fixed re-checking cycle — the date on each row is the honest answer.
No. Viewing rates is not a credit enquiry and has no score impact. A hard enquiry happens only when you formally apply to a lender.