State Bank of India
SBI Gold Loan
Rate from8.65%
Max amount₹50 L
EMI/L · 1y₹8,729
DisbursalSame day
- Lowest gold loan rates
- Per gram rate updated daily
CIBIL: 0+ · Salaried · Self-employed · Professional
OTP-verified soft check · won’t affect your credit score · DPDP-consented
Move the sliders to see monthly EMI, total interest, and total cost of this loan.
Your actual rate depends on your credit profile, income, and employer category.
Monthly EMI
Total interest
Total payment
Processing fee (0.5%)
Total cost of this loan
✨ interest + processing fee
✓ Best for
Kerala-region customers and NRIs wanting a bank gold loan with a tight rate band.
For a ₹3 L loan over 1 yr at 10.00% — your best-case scenario.
You repay ₹3,17,997 for ₹3,00,000 borrowed.
Customize amount, tenure & rate in the EMI calculator above ↑
This is a floating-rate loan. No prepayment penalty — you can foreclose or pre-pay any amount at any time, free of charge (RBI mandate for floating-rate individual loans).
Kerala-origin private bank. Strong NRI lending presence; competitive gold and personal loan rates.
Visit Federal Bank websiteSee how Federal Bankcompares on rate, fees & eligibility.
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