OTP-verified soft check · won’t affect your credit score · DPDP-consented
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Your actual rate depends on your credit profile, income, and employer category.
Monthly EMI
Total interest
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Processing fee (2.5%)
Total cost of this loan
✨ interest + processing fee
✓ Best for
Mid-CIBIL salaried applicants wanting a digital-first NBFC process from a large-group lender.
For a ₹5 L loan over 3 yrs at 12.00% — your best-case scenario.
You repay ₹6,10,358 for ₹5,00,000 borrowed.
Customize amount, tenure & rate in the EMI calculator above ↑
This is a floating-rate loan. No prepayment penalty — you can foreclose or pre-pay any amount at any time, free of charge (RBI mandate for floating-rate individual loans).
L&T Group’s retail-finance arm. Two-wheeler, personal, farm equipment, and consumer loans with digital-first flow.
Visit L&T Finance websiteSee how L&T Financecompares on rate, fees & eligibility.
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Secure your family
Term life insurance pays off your loans and supports your family if anything happens to you — premiums start from ₹5,000/year.
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