NeoGrowth Business Loan
NeoGrowth Business Loan — revenue-based EMI and POS/payment-data underwriting aimed at retailers.
Documents required
- PAN Card
- Aadhaar Card
- GST certificate
- Latest 2 years ITR
- Business proof
- 12 months bank statement
As published by NeoGrowth. Your branch may ask for more.
Best for: Retail merchants with consistent card-swipe and UPI transaction history — alternative credit signal.
Eligibility
Loan terms
- Revenue-based EMI
- POS/payment data underwriting
- Quick approval for retailers
Fees & charges
FAQ
Both exist. Unsecured business loans price higher; secured or scheme-backed loans (e.g. CGTMSE up to the scheme limit) can lower the rate or waive collateral. The right choice depends on ticket size and how fast you need funds.
Every row is date-stamped with the day we last checked it, and links to the lender’s published material so you can confirm it yourself. A row we confirmed against the source reads “Verified”; one we could only sight reads “as of”, and is not presented as confirmed. Anything we have not re-checked in 60 days is marked “rate under review” rather than left to look current. We do not claim a fixed re-checking cycle — the date on each row is the honest answer.
No. Viewing rates is not a credit enquiry and has no score impact. A hard enquiry happens only when you formally apply to a lender.