State Bank of India
SBI Business Loan
Rate from8.00%
Max amount₹50 L
EMI/L · 4y₹2,441
Disbursal7-15 business days
- Mudra loans available
- Collateral-free up to ₹2Cr
CIBIL: 700+ · Self-employed · Professional
OTP-verified soft check · won’t affect your credit score · DPDP-consented
Move the sliders to see monthly EMI, total interest, and total cost of this loan.
Your actual rate depends on your credit profile, income, and employer category.
Monthly EMI
Total interest
Total payment
Processing fee (3%)
Total cost of this loan
✨ interest + processing fee
✓ Best for
Retail merchants with consistent card-swipe and UPI transaction history — alternative credit signal.
For a ₹10 L loan over 3 yrs at 15.00% — your best-case scenario.
You repay ₹12,77,952 for ₹10,00,000 borrowed.
Customize amount, tenure & rate in the EMI calculator above ↑
This is a floating-rate loan. No prepayment penalty — you can foreclose or pre-pay any amount at any time, free of charge (RBI mandate for floating-rate individual loans).
Fintech NBFC lending to retail merchants using card-swipe and UPI transaction history as underwriting signals.
Visit NeoGrowth websiteSee how NeoGrowthcompares on rate, fees & eligibility.
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CIBIL: 700+ · Self-employed · Professional
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Protect the business
Key-person term life insurance keeps the business and the loan EMIs running if the founder is unavailable.
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