OTP-verified soft check · won’t affect your credit score · DPDP-consented
Move the sliders to see monthly EMI, total interest, and total cost of this loan.
Your actual rate depends on your credit profile, income, and employer category.
Monthly EMI
Total interest
Total payment
Processing fee (0.5%)
Total cost of this loan
✨ interest + processing fee
✓ Best for
Buyers who also need construction finance or a loan-against-property bundle from a single lender.
For a ₹30 L loan over 20 yrs at 8.50% — your best-case scenario.
You repay ₹62,63,327 for ₹30,00,000 borrowed.
Customize amount, tenure & rate in the EMI calculator above ↑
This is a floating-rate loan. No prepayment penalty — you can foreclose or pre-pay any amount at any time, free of charge (RBI mandate for floating-rate individual loans).
PNB subsidiary — independent HFC listed on NSE/BSE. Home loans, loans against property, and construction finance.
Visit PNB Housing Finance websiteSee how PNB Housing Financecompares on rate, fees & eligibility.
State Bank of India
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed · Professional
Kotak Mahindra Bank
Min salary: ₹25K · CIBIL: 720+ · Salaried · Self-employed · Professional
HDFC Bank
Min salary: ₹25K · CIBIL: 750+ · Salaried · Self-employed · Professional
Axis Bank
Min salary: ₹25K · CIBIL: 720+ · Salaried · Self-employed · Professional
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