Kotak Mahindra Bank
Kotak Mahindra Car Loan
- Pre-approved offers for Kotak 811 users
- Flexible down-payment options
Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed · Professional

OTP-verified soft check · won’t affect your credit score · DPDP-consented
Move the sliders to see monthly EMI, total interest, and total cost of this loan.
Your actual rate depends on your credit profile, income, and employer category.
Monthly EMI
Total interest
Total payment
Processing fee (1.5%)
Total cost of this loan
✨ interest + processing fee
✓ Best for
Buyers purchasing Tata vehicles who can stack group discounts onto the loan rate.
For a ₹8 L loan over 5 yrs at 8.99% — your best-case scenario.
You repay ₹10,08,168 for ₹8,00,000 borrowed.
Customize amount, tenure & rate in the EMI calculator above ↑
This is a floating-rate loan. No prepayment penalty — you can foreclose or pre-pay any amount at any time, free of charge (RBI mandate for floating-rate individual loans).
Tata Group’s lending arm. Personal, business, home, and wealth-management loans with competitive rates.
Visit Tata Capital websiteSee how Tata Capitalcompares on rate, fees & eligibility.
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Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed · Professional
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Car insurance is mandatory
Third-party motor insurance is required by law in India. Compare comprehensive plans that also cover own damage and roadside assistance.
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