OTP-verified soft check · won’t affect your credit score · DPDP-consented
Move the sliders to see monthly EMI, total interest, and total cost of this loan.
Your actual rate depends on your credit profile, income, and employer category.
Monthly EMI
Total interest
Total payment
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Total cost of this loan
✨ interest + processing fee
✓ Best for
Salaried buyers in metros wanting Tata Group servicing and a possible LAP upgrade later.
For a ₹30 L loan over 20 yrs at 8.75% — your best-case scenario.
You repay ₹63,77,717 for ₹30,00,000 borrowed.
Customize amount, tenure & rate in the EMI calculator above ↑
This is a floating-rate loan. No prepayment penalty — you can foreclose or pre-pay any amount at any time, free of charge (RBI mandate for floating-rate individual loans).
Tata Group’s lending arm. Personal, business, home, and wealth-management loans with competitive rates.
Visit Tata Capital websiteSee how Tata Capitalcompares on rate, fees & eligibility.
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Min salary: ₹25K · CIBIL: 700+ · Salaried · Self-employed · Professional
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Min salary: ₹25K · CIBIL: 720+ · Salaried · Self-employed · Professional
HDFC Bank
Min salary: ₹25K · CIBIL: 750+ · Salaried · Self-employed · Professional
Axis Bank
Min salary: ₹25K · CIBIL: 720+ · Salaried · Self-employed · Professional
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