Fullerton India, an NBFC headquartered in Mumbai and established in 2007, offers a two-wheeler loan with interest rates ranging from 20% to 28%. Loan amounts range from ₹10,000 to ₹2,50,000, with tenures from 12 months to 60 months. The lender charges a flat 3% pre-closure fee regardless of the number of EMIs already paid, and requires a minimum of 1 year of residency at the current address.
Documentation includes PAN or Form 60, ID proof, photographs, and either 3 months of salary slips plus 6 months of bank statements for salaried applicants, or 1 year of ITR plus 6 months of bank statements for self-employed applicants. Rate type, processing fee, minimum CIBIL score, age limits, and minimum salary are not published for this product.
As published by Fullerton India. Your branch may ask for more.
Manufacturer-captive schemes (e.g. subvented festive offers) can carry very low headline rates, but check the processing fee and any bundled add-ons — the effective cost is what matters. Compare against a bank two-wheeler loan.
Every row is date-stamped with the day we last checked it, and links to the lender’s published material so you can confirm it yourself. A row we confirmed against the source reads “Verified”; one we could only sight reads “as of”, and is not presented as confirmed. Anything we have not re-checked in 60 days is marked “rate under review” rather than left to look current. We do not claim a fixed re-checking cycle — the date on each row is the honest answer.
No. Viewing rates is not a credit enquiry and has no score impact. A hard enquiry happens only when you formally apply to a lender.