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OnePaisa — Smart Finance for India

Two-Wheeler Loan

12 lenders · rates from 7.55% · secured, up to ₹5L

Check Your Rate →Soft check · won’t affect your credit score

Live rate table

Sortable · date-stamped
12 lenders
Indian Bank logo
Indian Bank
Bank
Varies fee · ₹5L max
Get Offer
Bank of India logo
Bank of India
Bank
Varies fee · ₹5L max
Get Offer
IDFC FIRST Bank logo
IDFC FIRST Bank
Bank
up to 9% fee · ₹5L max
Get Offer
HDFC Bank logo
HDFC Bank
Bank
Varies fee · ₹5L max
Get Offer
S
State Bank of India
Bank
Varies fee · ₹5L max
Get Offer
TVS Credit Services logo
TVS Credit Services
NBFC
Varies fee · ₹5L max
Get Offer
L&T Finance logo
L&T Finance
NBFC
Varies fee · ₹5L max
Get Offer
Hero FinCorp logo
Hero FinCorp
NBFC
Varies fee · ₹5L max
Get Offer
Muthoot Capital Services logo
Muthoot Capital Services
NBFC
Varies fee · ₹5L max
Get Offer
Fullerton India logo
Fullerton India
NBFC
Varies fee · ₹2.5L max
Get Offer
Bajaj Finance logo
Bajaj Finance
NBFC
Varies fee · ₹5L max
Get Offer
Central Bank of India logo
Central Bank of India
Bank
Varies fee · ₹5L max
Get Offer
Estimate your EMI ~30 sec · indicative
Estimated EMI
₹3,736/mo
Get offers at this amount →
Eligibility for Two-Wheeler Loan depends on the vehicle’s on-road price as well as your income. Start an application for a real answer.
EMI examples · at 7.55% p.a.
₹70K · 2 yr
₹3,152/mo
₹1L · 3 yr
₹3,113/mo
₹2L · 4 yr
₹4,840/mo

Eligibility

Age18 – 65 years
IncomeBasic income proof; some OEM schemes are lighter
Credit scoreHigher score improves the rate
FinancingOften up to 85 – 100% of on-road price

Documents

  • PAN and Aadhaar
  • Income / bank statement proof
  • Address proof
  • Vehicle quotation

Fees & charges

Processing feePer each lender’s schedule
Prepayment / foreclosureVaries by lender
Late paymentAs per each lender’s schedule

FAQ

Manufacturer-captive schemes (e.g. subvented festive offers) can carry very low headline rates, but check the processing fee and any bundled add-ons — the effective cost is what matters. Compare against a bank two-wheeler loan.

Every row is date-stamped with the day we last checked it, and links to the lender’s published material so you can confirm it yourself. A row we confirmed against the source reads “Verified”; one we could only sight reads “as of”, and is not presented as confirmed. Anything we have not re-checked in 60 days is marked “rate under review” rather than left to look current. We do not claim a fixed re-checking cycle — the date on each row is the honest answer.

No. Viewing rates is not a credit enquiry and has no score impact. A hard enquiry happens only when you formally apply to a lender.

Every rate is date-stamped and linked to the lender’s published material · RBI-registered lenders only
Best rate today7.55% · Indian Bank
Check your rate