Nippon India Mutual Fund
Nippon India Dynamic Bond Fund Growth Plan Option
7.0Q1★4
- NAV
- ₹42.04
- Expense
- 0.35%
- AUM
- ₹4.1 K Cr
- 1Y
- +3.8%
- 3Y
- +7.3%
- 5Y
- +6.2%
#1 of 4
Min SIP: ₹100Ideal: 3+ yearsModerate Risk
Canara Robeco Mutual Fund
CANARA ROBECO DYNAMIC BOND FUND - DIRECT PLAN - GROWTH OPTION
3Y returns
5.7%
past performance*
5Y returns
5.3%
past performance*
0.77%Expense ratio
₹98 CrFund size
A licensed partner advisor will guide you — free, no PAN or bank details needed now.
*Past performance does not guarantee future returns. Returns are historical and subject to market risk.
NAV₹32.68
1D—
Expense0.77%
AUM₹98 Cr
Min SIP₹1,000
Min Lumpsum₹5,000
Trailing returns (CAGR)
| 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| -0.03% | -0.01% | +0.30% | +0.21% | -0.77% | +5.70% | +5.27% | +6.64% |
🎯 OnePaisa Verdict
3.4/ 10
PoorBreakdown
- Returns3/10
- Consistency4/10
- Risk1/10
- Cost7/10
- Size2/10
💡 Ratings are not guarantees. Past performance does not predict future results.
SIP Returns
Simulated ₹10,000/month systematic investment plan, computed from NAV history.
1 Year SIP
+0.54%
₹1.20 L value on ₹1.20 L invested
3 Year SIP
—
Not enough NAV history yet.
5 Year SIP
—
Not enough NAV history yet.
vs Category (Dynamic Bond)
This fund (1Y)
-0.77%
Rank #4 of 4
Category average (1Y)
+0.91%
Quartile Q4
Beats 0% of dynamic bond funds on 1Y return.
Risk Analysis
- Std Deviation (1Y)2.88%Low
- Max Drawdown (1Y)-3.28%Low
- Sharpe Ratio (1Y)-2.52Poor
- Sortino Ratio (1Y)-2.33Poor
💡 Higher Sharpe = better risk-adjusted returns. Above 1.0 is good, above 2.0 is excellent. Drawdown is the worst peak-to-trough decline.
Calendar Year Returns
-0.35%
2025
+0.05%
2026
💰 What This Fund Costs You
Expense ratio: 0.77%
That is ₹770 per year on every ₹1 lakh invested.
10-year impact on ₹1 lakh (assuming 12% gross return)
Without this expense, ₹1 lakh would have grown to ₹3.11 L.
🎯 Is This Fund Right For You?
- Ideal horizon
- 3+ years
- Minimum: 2 years
- Risk profile
- Moderate
- SIP recommended
- ➖ Lump sum preferred
- Lump sum
Fund manager dynamically shifts duration based on rate outlook. Returns depend on manager skill.
Suitable goals
- All-weather debt allocation
- Those who want to outsource rate timing
Suitable for
- Investors who do not want to time interest-rate cycles
- Core debt allocation
Not suitable for
- Those wanting predictable returns
- Short-term investors
🧾 Taxation
This is an Debt Fund.
- Short-term (Less than 2 years (listed) / 3 years (unlisted))
- As per income tax slab
- Long-term (2 years or more (listed))
- 12.5%
- LTCG exemption
- No exemption
- TDS
- No TDS for resident Indians on redemption
💡 Worked example
Invest ₹1,00,000 and gain ₹25,000 over 2 years:
- Tax type: LTCG (12.5% LTCG)
- Taxable gain: ₹25,000
- Tax owed: ₹3,125
- You keep: ₹1,21,875
Post-Budget 2025: listed debt funds held over 2 years qualify for 12.5% LTCG (no indexation). Unlisted debt funds need 3 years.
🚨 Things to Watch
Bottom quartile performer
Ranked #4 of 4 in its category (bottom 25%). Most peers are doing better.
Poor risk-adjusted returns
Sharpe ratio of -2.52 means you’re not being adequately compensated for the risk taken.
Very small fund size
AUM of ₹98.4703 Cr is quite small. Small funds may face liquidity issues and higher impact costs.
Negative 1-year returns
This fund has returned -0.8% over the past year. Short-term negative returns are normal for equity — check 3Y/5Y for the full picture.
📊 SIP Calculator — CANARA ROBECO DYNAMIC BOND FUND OPTION
Estimated corpus
₹3.44 L
- Total invested
- ₹3.00 L
- Estimated gain
- ₹43,887 (+15%)
▮ Invested▮ Gains
How it stacks up vs alternatives
- Fixed Deposit (7%)₹3.60 L
- Category average (6.6%)₹3.56 L
- This fund (5.27%)₹3.44 L
⚠️ Projection based on past CAGR. Actual returns may vary. Markets are subject to risk; past performance is not a guarantee of future results.
▶Show Advanced Analysis
📈 Risk vs Return
Return -0.8% · Risk (std dev) 2.9%
SweetGrowthSlowAvoidLow riskHigh risk
Safe but slow
Stable but modest returns — suits capital preservation.
Sharpe ratio of -2.52 confirms poor risk-adjusted returns.
🛡️ Downside Protection
If the broader market falls 20%, this fund is expected to fall about 4.4%.
Based on 1Y max drawdown of -3.3% versus a typical market correction of ~-15%. Historical fall ratio ≈ 0.22× market. Above-average protection.
⚠️ Estimate, not a guarantee. Actual market falls vary.
💸 Expense Impact (₹10K/month for 20 years at 12% gross)
- This fund — Direct (0.77%)₹90.08 L
- Index fund (0.10%)₹98.57 L
- Regular plan (~1.50%)₹81.76 L
Choosing this Direct plan over a Regular plan saves about ₹8.32 L. Index fund would still beat it by ₹8.49 L thanks to its lower expense ratio.
Fund information
- Scheme category
- Debt Scheme - Dynamic Bond
- Benchmark
- CRISIL Dynamic Bond A-III TR INR
- Inception
- 2013-01-01
- Lock-in
- None
- Exit load
- -
- Plan
- Direct
- Option
- Growth
Data freshness
- NAV as of: 2026-10-22
- Metrics calculated: 2026-10-23
- Source: mfapi.in, AMFI India
NAV trend
See how a SIP grows in this fund
Use the SIP Calculator with this fund's historical CAGR to project a monthly investment.
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- Expense
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- 5Y
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Min SIP: ₹100Ideal: 3+ yearsModerate Risk