Nippon India Mutual Fund
Nippon India Dynamic Bond Fund Growth Plan Option
7.0Q1★4
- NAV
- ₹42.49
- Expense
- 0.35%
- AUM
- ₹4.1 K Cr
- 1Y
- +3.8%
- 3Y
- +7.3%
- 5Y
- +6.2%
#1 of 4
Min SIP: ₹100Ideal: 3+ yearsModerate Risk
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*Past performance does not guarantee future returns. Returns are historical and subject to market risk.
| 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| -0.18% | +0.80% | +0.14% | -0.17% | -0.73% | +6.70% | +5.87% | +7.15% |
Breakdown
💡 Ratings are not guarantees. Past performance does not predict future results.
Simulated ₹10,000/month systematic investment plan, computed from NAV history.
1 Year SIP
+0.43%
₹1.20 L value on ₹1.20 L invested
3 Year SIP
—
Not enough NAV history yet.
5 Year SIP
—
Not enough NAV history yet.
This fund (1Y)
-0.73%
Rank #3 of 4
Category average (1Y)
+0.91%
Quartile Q3
Beats 25% of dynamic bond funds on 1Y return.
💡 Higher Sharpe = better risk-adjusted returns. Above 1.0 is good, above 2.0 is excellent. Drawdown is the worst peak-to-trough decline.
Expense ratio: 0.54%
That is ₹540 per year on every ₹1 lakh invested.
10-year impact on ₹1 lakh (assuming 12% gross return)
Without this expense, ₹1 lakh would have grown to ₹3.11 L.
Fund manager dynamically shifts duration based on rate outlook. Returns depend on manager skill.
This is an Debt Fund.
💡 Worked example
Invest ₹1,00,000 and gain ₹25,000 over 2 years:
Post-Budget 2025: listed debt funds held over 2 years qualify for 12.5% LTCG (no indexation). Unlisted debt funds need 3 years.
Poor risk-adjusted returns
Sharpe ratio of -2.20 means you’re not being adequately compensated for the risk taken.
Negative 1-year returns
This fund has returned -0.7% over the past year. Short-term negative returns are normal for equity — check 3Y/5Y for the full picture.
Estimated corpus
₹3.49 L
How it stacks up vs alternatives
⚠️ Projection based on past CAGR. Actual returns may vary. Markets are subject to risk; past performance is not a guarantee of future results.
Return -0.7% · Risk (std dev) 3.3%
Safe but slow
Stable but modest returns — suits capital preservation.
Sharpe ratio of -2.20 confirms poor risk-adjusted returns.
If the broader market falls 20%, this fund is expected to fall about 4.2%.
Based on 1Y max drawdown of -3.1% versus a typical market correction of ~-15%. Historical fall ratio ≈ 0.21× market. Above-average protection.
⚠️ Estimate, not a guarantee. Actual market falls vary.
Choosing this Direct plan over a Regular plan saves about ₹11.14 L. Index fund would still beat it by ₹5.67 L thanks to its lower expense ratio.
Use the SIP Calculator with this fund's historical CAGR to project a monthly investment.
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