Nippon India Mutual Fund
Nippon India Short Duration Fund Growth Plan Option
7.0Q1★5
- NAV
- ₹61.37
- Expense
- 0.37%
- AUM
- ₹8.4 K Cr
- 1Y
- +5.8%
- 3Y
- +7.7%
- 5Y
- +6.8%
#1 of 4
Min SIP: ₹100Ideal: 1-3 yearsLow to Moderate Risk
Canara Robeco Mutual Fund
CANARA ROBECO SHORT DURATION FUND - DIRECT PLAN - GROWTH OPTION
3Y returns
7.1%
past performance*
5Y returns
6%
past performance*
0.34%Expense ratio
₹366 CrFund size
A licensed partner advisor will guide you — free, no PAN or bank details needed now.
*Past performance does not guarantee future returns. Returns are historical and subject to market risk.
NAV₹29.55
1D—
Expense0.34%
AUM₹366 Cr
Min SIP₹1,000
Min Lumpsum₹5,000
Trailing returns (CAGR)
| 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| -0.01% | +0.71% | +1.40% | +2.17% | +5.33% | +7.06% | +5.95% | +7.07% |
🎯 OnePaisa Verdict
5.0/ 10
Below AverageBreakdown
- Returns5/10
- Consistency6/10
- Risk1/10
- Cost9/10
- Size4/10
- Very low expense ratio (0.34%) — more of your money compounds for you
- 4★ Morningstar rating
💡 Ratings are not guarantees. Past performance does not predict future results.
SIP Returns
Simulated ₹10,000/month systematic investment plan, computed from NAV history.
1 Year SIP
+5.15%
₹1.23 L value on ₹1.20 L invested
3 Year SIP
—
Not enough NAV history yet.
5 Year SIP
—
Not enough NAV history yet.
vs Category (Short Duration)
This fund (1Y)
+5.33%
Rank #3 of 4
Category average (1Y)
+5.49%
Quartile Q3
Beats 25% of short duration funds on 1Y return.
Risk Analysis
- Std Deviation (1Y)0.88%Low
- Max Drawdown (1Y)-0.44%Low
- Sharpe Ratio (1Y)-1.33Poor
- Sortino Ratio (1Y)-1.49Poor
💡 Higher Sharpe = better risk-adjusted returns. Above 1.0 is good, above 2.0 is excellent. Drawdown is the worst peak-to-trough decline.
Calendar Year Returns
+3.94%
2025
+1.36%
2026
💰 What This Fund Costs You
Expense ratio: 0.34%
That is ₹340 per year on every ₹1 lakh invested.
10-year impact on ₹1 lakh (assuming 12% gross return)
Without this expense, ₹1 lakh would have grown to ₹3.11 L.
🎯 Is This Fund Right For You?
- Ideal horizon
- 1-3 years
- Minimum: 1 year
- Risk profile
- Moderate
- SIP recommended
- ➖ Lump sum preferred
- Lump sum
Duration of 1-3 years. Affected by rate movements but relatively stable.
Suitable goals
- Medium-term parking (1-3 years)
- FD alternative
- Debt allocation in portfolio
Suitable for
- Those wanting FD-like stability with slightly better returns
- Conservative investors with 1-3 year goals
Not suitable for
- Equity-like return expectations
- Very short-term needs
🧾 Taxation
This is an Debt Fund.
- Short-term (Less than 2 years (listed) / 3 years (unlisted))
- As per income tax slab
- Long-term (2 years or more (listed))
- 12.5%
- LTCG exemption
- No exemption
- TDS
- No TDS for resident Indians on redemption
💡 Worked example
Invest ₹1,00,000 and gain ₹25,000 over 2 years:
- Tax type: LTCG (12.5% LTCG)
- Taxable gain: ₹25,000
- Tax owed: ₹3,125
- You keep: ₹1,21,875
Post-Budget 2025: listed debt funds held over 2 years qualify for 12.5% LTCG (no indexation). Unlisted debt funds need 3 years.
🚨 Things to Watch
Poor risk-adjusted returns
Sharpe ratio of -1.33 means you’re not being adequately compensated for the risk taken.
📊 SIP Calculator — CANARA ROBECO SHORT DURATION FUND OPTION
Estimated corpus
₹3.50 L
- Total invested
- ₹3.00 L
- Estimated gain
- ₹50,130 (+17%)
▮ Invested▮ Gains
How it stacks up vs alternatives
- Fixed Deposit (7%)₹3.60 L
- Category average (7.4%)₹3.64 L
- This fund (5.95%)₹3.50 L
⚠️ Projection based on past CAGR. Actual returns may vary. Markets are subject to risk; past performance is not a guarantee of future results.
▶Show Advanced Analysis
📈 Risk vs Return
Return 5.3% · Risk (std dev) 0.9%
SweetGrowthSlowAvoidLow riskHigh risk
Safe but slow
Stable but modest returns — suits capital preservation.
Sharpe ratio of -1.33 confirms poor risk-adjusted returns.
🛡️ Downside Protection
If the broader market falls 20%, this fund is expected to fall about 0.6%.
Based on 1Y max drawdown of -0.4% versus a typical market correction of ~-15%. Historical fall ratio ≈ 0.03× market. Above-average protection.
⚠️ Estimate, not a guarantee. Actual market falls vary.
💸 Expense Impact (₹10K/month for 20 years at 12% gross)
- This fund — Direct (0.34%)₹95.43 L
- Index fund (0.10%)₹98.57 L
- Regular plan (~1.50%)₹81.76 L
Choosing this Direct plan over a Regular plan saves about ₹13.67 L. Index fund would still beat it by ₹3.14 L thanks to its lower expense ratio.
Fund information
- Scheme category
- Debt Scheme - Short Duration Fund
- Benchmark
- CRISIL Short Dur Debt A-II TR INR
- Inception
- 2013-01-01
- Lock-in
- None
- Exit load
- -
- Plan
- Direct
- Option
- Growth
Data freshness
- NAV as of: 2026-10-22
- Metrics calculated: 2026-10-23
- Source: mfapi.in, AMFI India
NAV trend
See how a SIP grows in this fund
Use the SIP Calculator with this fund's historical CAGR to project a monthly investment.
Similar Short Duration funds
HDFC Mutual Fund
HDFC Short Term Debt Fund Option
6.1Q25★
- NAV
- ₹35.26
- Expense
- 0.4%
- AUM
- ₹17.3 K Cr
- 1Y
- +5.7%
- 3Y
- +7.6%
- 5Y
- +6.6%
#2 of 4
Min SIP: ₹100Ideal: 1-3 yearsLow to Moderate Risk
DSP Mutual Fund
DSP Short Term
4.9Q44
- NAV
- ₹53.82
- Expense
- 0.35%
- AUM
- ₹3.7 K Cr
- 1Y
- +5.2%
- 3Y
- +7.3%
- 5Y
- +6.2%
#4 of 4
Min SIP: ₹100Ideal: 1-3 yearsLow to Moderate Risk