HDFC Mutual Fund
HDFC Short Term Debt Fund Option6.1Q25★
- NAV
- ₹34.9
- Expense
- 0.4%
- AUM
- ₹1727127.9 L Cr
- 1Y
- +5.7%
- 3Y
- +7.6%
- 5Y
- +6.6%
#2 of 4
Min SIP: ₹100Ideal: 1-3 years
Nippon India Mutual Fund
| 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| -0.06% | +0.60% | +1.27% | +2.07% | +5.77% | +7.70% | +6.76% | +7.52% |
Breakdown
Simulated ₹10,000/month systematic investment plan, computed from NAV history.
1 Year SIP
+5.14%
₹1.23 L value on ₹1.20 L invested
3 Year SIP
—
Not enough NAV history yet.
5 Year SIP
—
Not enough NAV history yet.
This fund (1Y)
+5.77%
Rank #1 of 4
Category average (1Y)
+5.49%
Quartile Q1 ★ Top 25%
Beats 75% of short duration funds on 1Y return.
💡 Higher Sharpe = better risk-adjusted returns. Above 1.0 is good, above 2.0 is excellent. Drawdown is the worst peak-to-trough decline.
Poor risk-adjusted returns
Sharpe ratio of -0.67 means you’re not being adequately compensated for the risk taken.
Estimated corpus
₹3.58 L
How it stacks up vs alternatives
⚠️ Projection based on past CAGR. Actual returns may vary. Markets are subject to risk; past performance is not a guarantee of future results.
Return 5.8% · Risk (std dev) 1.1%
Safe but slow
Stable but modest returns — suits capital preservation.
Sharpe ratio of -0.67 confirms poor risk-adjusted returns.
Use the SIP Calculator with this fund's historical CAGR to project a monthly investment.
HDFC Mutual Fund
HDFC Short Term Debt Fund OptionCanara Robeco Mutual Fund
CANARA ROBECO SHORT DURATION FUND OPTION💡 Ratings are not guarantees. Past performance does not predict future results.
Expense ratio: 0.37%
That is ₹370 per year on every ₹1 lakh invested.
10-year impact on ₹1 lakh (assuming 12% gross return)
Without this expense, ₹1 lakh would have grown to ₹3.11 L.
Portfolio holdings updated monthly
AMFI publishes scheme portfolios monthly. Check back after the next disclosure cycle for top holdings and sector allocation.
Duration of 1-3 years. Affected by rate movements but relatively stable.
This is an Debt Fund.
💡 Worked example
Invest ₹1,00,000 and gain ₹25,000 over 2 years:
Post-Budget 2025: listed debt funds held over 2 years qualify for 12.5% LTCG (no indexation). Unlisted debt funds need 3 years.
If the broader market falls 20%, this fund is expected to fall about 0.7%.
Based on 1Y max drawdown of -0.6% versus a typical market correction of ~-15%. Historical fall ratio ≈ 0.04× market. Above-average protection.
⚠️ Estimate, not a guarantee. Actual market falls vary.
Choosing this Direct plan over a Regular plan saves about ₹13.28 L. Index fund would still beat it by ₹3.53 L thanks to its lower expense ratio.
DSP Mutual Fund
DSP Short Term