Franklin Templeton Mutual Fund
Franklin India Ultra Short Bond Fund - Super Institutional Plan - Direct7.8Q1★
- NAV
- ₹34.24
- Expense
- 0.28%
- AUM
- ₹28295.2 L Cr
- 1Y
- +10.8%
- 3Y
- +7.9%
- 5Y
- +8.2%
#1 of 4
Min SIP: ₹500Ideal: 1-6 months
Canara Robeco Mutual Fund
| 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| +0.05% | +0.85% | +1.86% | +3.11% | +6.46% | +7.06% | +6.02% | +6.17% |
Breakdown
Simulated ₹10,000/month systematic investment plan, computed from NAV history.
1 Year SIP
+6.74%
₹1.24 L value on ₹1.20 L invested
3 Year SIP
—
Not enough NAV history yet.
5 Year SIP
—
Not enough NAV history yet.
This fund (1Y)
+6.46%
Rank #4 of 4
Category average (1Y)
+7.61%
Quartile Q4
Beats 0% of ultra short duration funds on 1Y return.
💡 Higher Sharpe = better risk-adjusted returns. Above 1.0 is good, above 2.0 is excellent. Drawdown is the worst peak-to-trough decline.
Bottom quartile performer
Ranked #4 of 4 in its category (bottom 25%). Most peers are doing better.
Poor risk-adjusted returns
Sharpe ratio of -0.11 means you’re not being adequately compensated for the risk taken.
Estimated corpus
₹3.51 L
How it stacks up vs alternatives
⚠️ Projection based on past CAGR. Actual returns may vary. Markets are subject to risk; past performance is not a guarantee of future results.
Return 6.5% · Risk (std dev) 0.4%
Safe but slow
Stable but modest returns — suits capital preservation.
Sharpe ratio of -0.11 confirms poor risk-adjusted returns.
Use the SIP Calculator with this fund's historical CAGR to project a monthly investment.
Franklin Templeton Mutual Fund
Franklin India Ultra Short Bond Fund - Super Institutional Plan - DirectDSP Mutual Fund
DSP Ultra Short💡 Ratings are not guarantees. Past performance does not predict future results.
Expense ratio: 0.40%
That is ₹400 per year on every ₹1 lakh invested.
10-year impact on ₹1 lakh (assuming 12% gross return)
Without this expense, ₹1 lakh would have grown to ₹3.11 L.
Portfolio holdings updated monthly
AMFI publishes scheme portfolios monthly. Check back after the next disclosure cycle for top holdings and sector allocation.
Duration of 3-6 months. Slightly more return than liquid with marginally more risk.
This is an Debt Fund.
💡 Worked example
Invest ₹1,00,000 and gain ₹25,000 over 2 years:
Post-Budget 2025: listed debt funds held over 2 years qualify for 12.5% LTCG (no indexation). Unlisted debt funds need 3 years.
If the broader market falls 20%, this fund is expected to fall about 0.1%.
Based on 1Y max drawdown of -0.1% versus a typical market correction of ~-15%. Historical fall ratio ≈ 0.00× market. Above-average protection.
⚠️ Estimate, not a guarantee. Actual market falls vary.
Choosing this Direct plan over a Regular plan saves about ₹12.90 L. Index fund would still beat it by ₹3.91 L thanks to its lower expense ratio.
HDFC Mutual Fund
HDFC Ultra Short Term Fund-Growth Option