Franklin Templeton Mutual Fund
Franklin India Ultra Short Bond Fund - Super Institutional Plan - Direct7.8Q1★
- NAV
- ₹34.24
- Expense
- 0.28%
- AUM
- ₹28295.2 L Cr
- 1Y
- +10.8%
- 3Y
- +7.9%
- 5Y
- +8.2%
#1 of 4
Min SIP: ₹500Ideal: 1-6 months
DSP Mutual Fund
| 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| +0.06% | +0.94% | +1.90% | +3.22% | +6.69% | +7.45% | +6.40% | +6.49% |
Breakdown
Simulated ₹10,000/month systematic investment plan, computed from NAV history.
1 Year SIP
+6.99%
₹1.25 L value on ₹1.20 L invested
3 Year SIP
—
Not enough NAV history yet.
5 Year SIP
—
Not enough NAV history yet.
This fund (1Y)
+6.69%
Rank #2 of 4
Category average (1Y)
+7.61%
Quartile Q2
Beats 50% of ultra short duration funds on 1Y return.
💡 Higher Sharpe = better risk-adjusted returns. Above 1.0 is good, above 2.0 is excellent. Drawdown is the worst peak-to-trough decline.
No red flags detected
This fund scores reasonably across returns, risk, and costs. Always cross-check with your own goals before investing.
Estimated corpus
₹3.54 L
How it stacks up vs alternatives
⚠️ Projection based on past CAGR. Actual returns may vary. Markets are subject to risk; past performance is not a guarantee of future results.
Return 6.7% · Risk (std dev) 0.4%
Safe but slow
Stable but modest returns — suits capital preservation.
Sharpe ratio of 0.49 confirms poor risk-adjusted returns.
Use the SIP Calculator with this fund's historical CAGR to project a monthly investment.
Franklin Templeton Mutual Fund
Franklin India Ultra Short Bond Fund - Super Institutional Plan - DirectHDFC Mutual Fund
HDFC Ultra Short Term Fund-Growth Option💡 Ratings are not guarantees. Past performance does not predict future results.
Expense ratio: 0.30%
That is ₹300 per year on every ₹1 lakh invested.
10-year impact on ₹1 lakh (assuming 12% gross return)
Without this expense, ₹1 lakh would have grown to ₹3.11 L.
Portfolio holdings updated monthly
AMFI publishes scheme portfolios monthly. Check back after the next disclosure cycle for top holdings and sector allocation.
Duration of 3-6 months. Slightly more return than liquid with marginally more risk.
This is an Debt Fund.
💡 Worked example
Invest ₹1,00,000 and gain ₹25,000 over 2 years:
Post-Budget 2025: listed debt funds held over 2 years qualify for 12.5% LTCG (no indexation). Unlisted debt funds need 3 years.
If the broader market falls 20%, this fund is expected to fall about 0.1%.
Based on 1Y max drawdown of -0.1% versus a typical market correction of ~-15%. Historical fall ratio ≈ 0.00× market. Above-average protection.
⚠️ Estimate, not a guarantee. Actual market falls vary.
Choosing this Direct plan over a Regular plan saves about ₹14.18 L. Index fund would still beat it by ₹2.63 L thanks to its lower expense ratio.
Canara Robeco Mutual Fund
CANARA ROBECO ULTRA SHORT TERM FUND OPTION