Franklin Templeton Mutual Fund
Franklin Asian Equity Fund - Direct
7.3Q1★4
- NAV
- ₹45.12
- Expense
- 1.54%
- AUM
- ₹427 Cr
- 1Y
- +47.3%
- 3Y
- +18.8%
- 5Y
- +5.1%
#1 of 25
Min SIP: ₹100Ideal: 5-7 yearsVery High Risk
Franklin Templeton Mutual Fund
Franklin Build India Fund - Direct - Growth
3Y returns
27.9%
past performance*
5Y returns
26.3%
past performance*
0.95%Expense ratio
₹3.2K CrFund size
A licensed partner advisor will guide you — free, no PAN or bank details needed now.
*Past performance does not guarantee future returns. Returns are historical and subject to market risk.
NAV₹152.4
1D—
Expense0.95%
AUM₹3.2K Cr
Min SIP₹500
Min Lumpsum₹5,000
Trailing returns (CAGR)
| 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| -0.51% | +6.83% | +8.00% | +2.06% | +10.85% | +27.94% | +26.29% | +18.90% |
🎯 OnePaisa Verdict
6.6/ 10
AverageBreakdown
- Returns10/10
- Consistency6/10
- Risk3/10
- Cost5/10
- Size7/10
- Top quartile performer — ranked #6 of 25 in category
- 5★ Morningstar rating
- Beats category average by 4.7% (1Y)
💡 Ratings are not guarantees. Past performance does not predict future results.
SIP Returns
Simulated ₹10,000/month systematic investment plan, computed from NAV history.
1 Year SIP
+9.81%
₹1.27 L value on ₹1.20 L invested
3 Year SIP
—
Not enough NAV history yet.
5 Year SIP
—
Not enough NAV history yet.
vs Category (Sectoral / Thematic)
This fund (1Y)
+10.85%
Rank #6 of 25
Category average (1Y)
+6.14%
Quartile Q1 ★ Top 25%
Beats 76% of sectoral / thematic funds on 1Y return.
Risk Analysis
- Std Deviation (1Y)14.35%Moderate
- Max Drawdown (1Y)-11.73%Moderate
- Sharpe Ratio (1Y)0.30Poor
- Sortino Ratio (1Y)0.31Poor
💡 Higher Sharpe = better risk-adjusted returns. Above 1.0 is good, above 2.0 is excellent. Drawdown is the worst peak-to-trough decline.
Calendar Year Returns
+8.45%
2025
+2.14%
2026
💰 What This Fund Costs You
Expense ratio: 0.95%
That is ₹950 per year on every ₹1 lakh invested.
10-year impact on ₹1 lakh (assuming 12% gross return)
Without this expense, ₹1 lakh would have grown to ₹3.11 L.
💡 Index funds typically charge 0.10-0.20%. Compare with index funds →
🎯 Is This Fund Right For You?
- Ideal horizon
- 5-7 years
- Minimum: 3 years
- Risk profile
- Very High
- SIP recommended
- ➖ Lump sum preferred
- Lump sum on sector dips preferred
Concentrated in one sector (IT, Pharma, Banking…). Sector cycles can cause extended underperformance.
Suitable goals
- Tactical sector bets
- Satellite portfolio allocation
Suitable for
- Experienced investors with sector conviction
- Those who understand industry cycles
Not suitable for
- New investors
- Core portfolio allocation
- Those who cannot monitor sector trends
🧾 Taxation
This is an Equity Fund.
- Short-term (Less than 1 year)
- 20%
- Long-term (1 year or more)
- 12.5%
- LTCG exemption
- ₹1.25 lakh per financial year
- TDS
- No TDS for resident Indians
💡 Worked example
Invest ₹1,00,000 and gain ₹25,000 over 2 years:
- Tax type: LTCG (12.5% LTCG)
- Taxable gain: ₹0
- Tax owed: ₹0 (within exemption)
- You keep: ₹1,25,000
Applies to all equity funds — large cap, mid cap, small cap, flexi cap, ELSS, index, sectoral — and equity-oriented hybrids with >65% equity.
🚨 Things to Watch
No red flags detected
This fund scores reasonably across returns, risk, and costs. Always cross-check with your own goals before investing.
📊 SIP Calculator — Franklin Build India Fund - Direct
Estimated corpus
₹6.23 L
- Total invested
- ₹3.00 L
- Estimated gain
- ₹3.23 L (+108%)
▮ Invested▮ Gains
How it stacks up vs alternatives
- Fixed Deposit (7%)₹3.60 L
- Category average (20.2%)₹5.20 L
- This fund (26.29%)₹6.23 L
⚠️ Projection based on past CAGR. Actual returns may vary. Markets are subject to risk; past performance is not a guarantee of future results.
▶Show Advanced Analysis
📈 Risk vs Return
Return 10.8% · Risk (std dev) 14.3%
SweetGrowthSlowAvoidLow riskHigh risk
Safe but slow
Stable but modest returns — suits capital preservation.
Sharpe ratio of 0.30 confirms poor risk-adjusted returns.
🛡️ Downside Protection
If the broader market falls 20%, this fund is expected to fall about 15.6%.
Based on 1Y max drawdown of -11.7% versus a typical market correction of ~-15%. Historical fall ratio ≈ 0.78× market. Average protection.
⚠️ Estimate, not a guarantee. Actual market falls vary.
💸 Expense Impact (₹10K/month for 20 years at 12% gross)
- This fund — Direct (0.95%)₹87.94 L
- Index fund (0.10%)₹98.57 L
- Regular plan (~1.50%)₹81.76 L
Choosing this Direct plan over a Regular plan saves about ₹6.18 L. Index fund would still beat it by ₹10.63 L thanks to its lower expense ratio.
Fund information
- Scheme category
- Equity Scheme - Sectoral/ Thematic
- Benchmark
- S&P BSE India Infrastructure TR INR
- Inception
- 2013-01-01
- Lock-in
- None
- Plan
- Direct
- Option
- Growth
Data freshness
- NAV as of: 2026-10-22
- Metrics calculated: 2026-10-23
- Source: mfapi.in, AMFI India
NAV trend
See how a SIP grows in this fund
Use the SIP Calculator with this fund's historical CAGR to project a monthly investment.
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