Nippon India Mutual Fund
Nippon India Growth Mid Cap Fund Growth Plan - Bonus Option
6.3Q1★5
- NAV
- ₹762.88
- Expense
- 0.77%
- AUM
- N/A
- 1Y
- +12.1%
- 3Y
- +27.4%
- 5Y
- +24.0%
#2 of 10
Min SIP: ₹100Ideal: 7+ yearsVery High Risk
Franklin Templeton Mutual Fund
Franklin India Mid Cap Fund - Direct - Growth
3Y returns
22.1%
past performance*
5Y returns
17.9%
past performance*
1.02%Expense ratio
₹12.3K CrFund size
A licensed partner advisor will guide you — free, no PAN or bank details needed now.
*Past performance does not guarantee future returns. Returns are historical and subject to market risk.
NAV₹2,928.03
1D—
Expense1.02%
AUM₹12.3K Cr
Min SIP₹100
Min Lumpsum₹5,000
Trailing returns (CAGR)
| 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| -0.81% | +5.99% | +0.92% | -3.93% | +2.75% | +22.09% | +17.87% | +15.62% |
🎯 OnePaisa Verdict
4.3/ 10
Below AverageBreakdown
- Returns3/10
- Consistency6/10
- Risk1/10
- Cost5/10
- Size9/10
- Large, well-established fund (₹12K Cr AUM)
💡 Ratings are not guarantees. Past performance does not predict future results.
SIP Returns
Simulated ₹10,000/month systematic investment plan, computed from NAV history.
1 Year SIP
-2.11%
₹1.19 L value on ₹1.20 L invested
3 Year SIP
—
Not enough NAV history yet.
5 Year SIP
—
Not enough NAV history yet.
vs Category (Mid Cap)
This fund (1Y)
+2.75%
Rank #9 of 10
Category average (1Y)
+8.03%
Quartile Q4
Beats 10% of mid cap funds on 1Y return.
Risk Analysis
- Std Deviation (1Y)14.62%Moderate
- Max Drawdown (1Y)-15.53%High
- Sharpe Ratio (1Y)-0.26Poor
- Sortino Ratio (1Y)-0.25Poor
💡 Higher Sharpe = better risk-adjusted returns. Above 1.0 is good, above 2.0 is excellent. Drawdown is the worst peak-to-trough decline.
Calendar Year Returns
+9.46%
2025
-5.31%
2026
💰 What This Fund Costs You
Expense ratio: 1.02%
That is ₹1,020 per year on every ₹1 lakh invested.
10-year impact on ₹1 lakh (assuming 12% gross return)
Without this expense, ₹1 lakh would have grown to ₹3.11 L.
💡 Index funds typically charge 0.10-0.20%. Compare with index funds →
🎯 Is This Fund Right For You?
- Ideal horizon
- 7+ years
- Minimum: 5 years
- Risk profile
- High
- SIP recommended
- ✅ Yes
- Monthly
Mid-cap companies (rank 101-250) offer higher growth potential with significantly more volatility.
Suitable goals
- Aggressive wealth creation
- Long-term corpus building
Suitable for
- Investors with high risk tolerance
- Young investors (25-40 years)
- Those with stable income and emergency fund
Not suitable for
- Risk-averse investors
- Those nearing retirement
- Short-term goals (under 5 years)
🧾 Taxation
This is an Equity Fund.
- Short-term (Less than 1 year)
- 20%
- Long-term (1 year or more)
- 12.5%
- LTCG exemption
- ₹1.25 lakh per financial year
- TDS
- No TDS for resident Indians
💡 Worked example
Invest ₹1,00,000 and gain ₹25,000 over 2 years:
- Tax type: LTCG (12.5% LTCG)
- Taxable gain: ₹0
- Tax owed: ₹0 (within exemption)
- You keep: ₹1,25,000
Applies to all equity funds — large cap, mid cap, small cap, flexi cap, ELSS, index, sectoral — and equity-oriented hybrids with >65% equity.
🚨 Things to Watch
Significantly underperforming category
Returned 2.8% vs category average of 8.0% (1Y) — underperforming by 5.3%.
Bottom quartile performer
Ranked #9 of 10 in its category (bottom 25%). Most peers are doing better.
Poor risk-adjusted returns
Sharpe ratio of -0.26 means you’re not being adequately compensated for the risk taken.
📊 SIP Calculator — Franklin India Mid Cap Fund - Direct
Estimated corpus
₹4.86 L
- Total invested
- ₹3.00 L
- Estimated gain
- ₹1.86 L (+62%)
▮ Invested▮ Gains
How it stacks up vs alternatives
- Fixed Deposit (7%)₹3.60 L
- Category average (23.6%)₹5.75 L
- This fund (17.87%)₹4.86 L
⚠️ Projection based on past CAGR. Actual returns may vary. Markets are subject to risk; past performance is not a guarantee of future results.
▶Show Advanced Analysis
📈 Risk vs Return
Return 2.8% · Risk (std dev) 14.6%
SweetGrowthSlowAvoidLow riskHigh risk
Safe but slow
Stable but modest returns — suits capital preservation.
Sharpe ratio of -0.26 confirms poor risk-adjusted returns.
🛡️ Downside Protection
If the broader market falls 20%, this fund is expected to fall about 20.7%.
Based on 1Y max drawdown of -15.5% versus a typical market correction of ~-15%. Historical fall ratio ≈ 1.04× market. Below-average protection.
⚠️ Estimate, not a guarantee. Actual market falls vary.
💸 Expense Impact (₹10K/month for 20 years at 12% gross)
- This fund — Direct (1.02%)₹87.13 L
- Index fund (0.10%)₹98.57 L
- Regular plan (~1.50%)₹81.76 L
Choosing this Direct plan over a Regular plan saves about ₹5.37 L. Index fund would still beat it by ₹11.45 L thanks to its lower expense ratio.
Fund information
- Scheme category
- Equity Scheme - Mid Cap Fund
- Benchmark
- Nifty Midcap 150 TR INR
- Inception
- 2013-01-01
- Lock-in
- None
- Exit load
- 0 - 1 Years : 1.0 %
- Plan
- Direct
- Option
- Growth
Data freshness
- NAV as of: 2026-10-22
- Metrics calculated: 2026-10-23
- Source: mfapi.in, AMFI India
NAV trend
See how a SIP grows in this fund
Use the SIP Calculator with this fund's historical CAGR to project a monthly investment.
Similar Mid Cap funds
Nippon India Mutual Fund
Nippon India Growth Mid Cap Fund Growth Plan Option
7.1Q1★5
- NAV
- ₹4,591.91
- Expense
- 0.72%
- AUM
- ₹44.0 K Cr
- 1Y
- +12.1%
- 3Y
- +27.4%
- 5Y
- +24.0%
#1 of 10
Min SIP: ₹100Ideal: 7+ yearsVery High Risk
Edelweiss Mutual Fund
Edelweiss Mid Cap Fund Option
6.2Q2★
- NAV
- ₹118.53
- Expense
- —
- AUM
- ₹13.6 K Cr
- 1Y
- +10.9%
- 3Y
- +27.4%
- 5Y
- +23.2%
#3 of 10
Min SIP: ₹500Ideal: 7+ years
HDFC Mutual Fund
HDFC Mid Cap Fund Option
6.2Q25
- NAV
- ₹216.49
- Expense
- 0.76%
- AUM
- ₹94.3 K Cr
- 1Y
- +10.6%
- 3Y
- +25.3%
- 5Y
- +22.9%
#4 of 10
Min SIP: ₹100Ideal: 7+ yearsVery High Risk