Franklin Templeton Mutual Fund
Franklin Asian Equity Fund - Direct
7.3Q1★4
- NAV
- ₹45.12
- Expense
- 1.54%
- AUM
- ₹427 Cr
- 1Y
- +47.3%
- 3Y
- +18.8%
- 5Y
- +5.1%
#1 of 25
Min SIP: ₹100Ideal: 5-7 yearsVery High Risk
HDFC Mutual Fund
HDFC Banking & Financial Services Fund - Growth Option - Direct Plan
3Y returns
16.8%
past performance*
5Y returns
13.6%
past performance*
—Expense ratio
₹4.5K CrFund size
A licensed partner advisor will guide you — free, no PAN or bank details needed now.
*Past performance does not guarantee future returns. Returns are historical and subject to market risk.
NAV₹18.07
1D—
Expense—
AUM₹4.5K Cr
Min SIP₹500
Min Lumpsum₹5,000
Trailing returns (CAGR)
| 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| -0.40% | +7.28% | -0.64% | +0.52% | +6.81% | +16.75% | +13.60% | — |
🎯 OnePaisa Verdict
5.7/ 10
AverageBreakdown
- Returns7/10
- Consistency6/10
- Risk3/10
- Cost5/10
- Size7/10
💡 Ratings are not guarantees. Past performance does not predict future results.
SIP Returns
Simulated ₹10,000/month systematic investment plan, computed from NAV history.
1 Year SIP
+5.90%
₹1.24 L value on ₹1.20 L invested
3 Year SIP
—
Not enough NAV history yet.
5 Year SIP
—
Not enough NAV history yet.
vs Category (Sectoral / Thematic)
This fund (1Y)
+6.81%
Rank #9 of 25
Category average (1Y)
+6.14%
Quartile Q2
Beats 64% of sectoral / thematic funds on 1Y return.
Risk Analysis
- Std Deviation (1Y)15.89%Moderate
- Max Drawdown (1Y)-17.07%High
- Sharpe Ratio (1Y)0.02Poor
- Sortino Ratio (1Y)0.02Poor
💡 Higher Sharpe = better risk-adjusted returns. Above 1.0 is good, above 2.0 is excellent. Drawdown is the worst peak-to-trough decline.
Calendar Year Returns
+10.17%
2025
-2.97%
2026
🎯 Is This Fund Right For You?
- Ideal horizon
- 5-7 years
- Minimum: 3 years
- Risk profile
- Very High
- SIP recommended
- ➖ Lump sum preferred
- Lump sum on sector dips preferred
Concentrated in one sector (IT, Pharma, Banking…). Sector cycles can cause extended underperformance.
Suitable goals
- Tactical sector bets
- Satellite portfolio allocation
Suitable for
- Experienced investors with sector conviction
- Those who understand industry cycles
Not suitable for
- New investors
- Core portfolio allocation
- Those who cannot monitor sector trends
🧾 Taxation
This is an Equity Fund.
- Short-term (Less than 1 year)
- 20%
- Long-term (1 year or more)
- 12.5%
- LTCG exemption
- ₹1.25 lakh per financial year
- TDS
- No TDS for resident Indians
💡 Worked example
Invest ₹1,00,000 and gain ₹25,000 over 2 years:
- Tax type: LTCG (12.5% LTCG)
- Taxable gain: ₹0
- Tax owed: ₹0 (within exemption)
- You keep: ₹1,25,000
Applies to all equity funds — large cap, mid cap, small cap, flexi cap, ELSS, index, sectoral — and equity-oriented hybrids with >65% equity.
🚨 Things to Watch
Poor risk-adjusted returns
Sharpe ratio of 0.02 means you’re not being adequately compensated for the risk taken.
📊 SIP Calculator — HDFC Banking & Financial Services Fund Option
Estimated corpus
₹4.31 L
- Total invested
- ₹3.00 L
- Estimated gain
- ₹1.31 L (+44%)
▮ Invested▮ Gains
How it stacks up vs alternatives
- Fixed Deposit (7%)₹3.60 L
- Category average (20.2%)₹5.20 L
- This fund (13.60%)₹4.31 L
⚠️ Projection based on past CAGR. Actual returns may vary. Markets are subject to risk; past performance is not a guarantee of future results.
▶Show Advanced Analysis
📈 Risk vs Return
Return 6.8% · Risk (std dev) 15.9%
SweetGrowthSlowAvoidLow riskHigh risk
Safe but slow
Stable but modest returns — suits capital preservation.
Sharpe ratio of 0.02 confirms poor risk-adjusted returns.
🛡️ Downside Protection
If the broader market falls 20%, this fund is expected to fall about 22.8%.
Based on 1Y max drawdown of -17.1% versus a typical market correction of ~-15%. Historical fall ratio ≈ 1.14× market. Below-average protection.
⚠️ Estimate, not a guarantee. Actual market falls vary.
Fund information
- Scheme category
- Equity Scheme - Sectoral/ Thematic
- Lock-in
- None
- Plan
- Direct
- Option
- Growth
Data freshness
- NAV as of: 2026-10-22
- Metrics calculated: 2026-10-23
- Source: mfapi.in, AMFI India
NAV trend
See how a SIP grows in this fund
Use the SIP Calculator with this fund's historical CAGR to project a monthly investment.
Similar Sectoral / Thematic funds
DSP Mutual Fund
DSP Natural Resources and New Energy
7.5Q1★
- NAV
- ₹114.53
- Expense
- 0.84%
- AUM
- ₹2.0 K Cr
- 1Y
- +31.8%
- 3Y
- +25.3%
- 5Y
- +20.9%
#2 of 25
Min SIP: ₹100Ideal: 5-7 yearsVery High Risk
Canara Robeco Mutual Fund
CANARA ROBECO INFRASTRUCTURE FUND OPTION
7.2Q1★5
- NAV
- ₹174
- Expense
- 1.03%
- AUM
- ₹933 Cr
- 1Y
- +15.8%
- 3Y
- +28.8%
- 5Y
- +26.9%
#3 of 25
Min SIP: ₹500Ideal: 5-7 years
Nippon India Mutual Fund
Nippon India Power & Infra Fund Growth Plan Option
7.2Q1★
- NAV
- ₹380.54
- Expense
- 0.95%
- AUM
- ₹7.1 K Cr
- 1Y
- +14.7%
- 3Y
- +28.5%
- 5Y
- +27.0%
#4 of 25
Min SIP: ₹100Ideal: 5-7 yearsVery High Risk