Nippon India Mutual Fund
Nippon India Large Cap Fund Growth Plan Option
6.7Q1★5
- NAV
- ₹94.84
- Expense
- 0.65%
- AUM
- ₹51.4 K Cr
- 1Y
- +3.9%
- 3Y
- +18.1%
- 5Y
- +18.7%
#2 of 11
Min SIP: ₹100Ideal: 5+ yearsVery High Risk
HDFC Mutual Fund
HDFC Large Cap Fund - Growth Option - Direct Plan
3Y returns
13.9%
past performance*
5Y returns
15%
past performance*
1.01%Expense ratio
₹40.1K CrFund size
A licensed partner advisor will guide you — free, no PAN or bank details needed now.
*Past performance does not guarantee future returns. Returns are historical and subject to market risk.
NAV₹1,145.05
1D—
Expense1.01%
AUM₹40.1K Cr
Min SIP₹100
Min Lumpsum₹100
Trailing returns (CAGR)
| 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| -1.46% | +2.74% | -3.63% | -5.56% | -0.76% | +13.94% | +15.01% | +13.68% |
🎯 OnePaisa Verdict
3.8/ 10
PoorBreakdown
- Returns3/10
- Consistency4/10
- Risk1/10
- Cost5/10
- Size9/10
- Large, well-established fund (₹40K Cr AUM)
- 5★ Morningstar rating
💡 Ratings are not guarantees. Past performance does not predict future results.
SIP Returns
Simulated ₹10,000/month systematic investment plan, computed from NAV history.
1 Year SIP
-5.86%
₹1.16 L value on ₹1.20 L invested
3 Year SIP
—
Not enough NAV history yet.
5 Year SIP
—
Not enough NAV history yet.
vs Category (Large Cap)
This fund (1Y)
-0.76%
Rank #10 of 11
Category average (1Y)
+1.46%
Quartile Q4
Beats 9% of large cap funds on 1Y return.
Risk Analysis
- Std Deviation (1Y)13.24%Moderate
- Max Drawdown (1Y)-14.57%Moderate
- Sharpe Ratio (1Y)-0.55Poor
- Sortino Ratio (1Y)-0.54Poor
💡 Higher Sharpe = better risk-adjusted returns. Above 1.0 is good, above 2.0 is excellent. Drawdown is the worst peak-to-trough decline.
Calendar Year Returns
+6.63%
2025
-7.32%
2026
💰 What This Fund Costs You
Expense ratio: 1.01%
That is ₹1,010 per year on every ₹1 lakh invested.
10-year impact on ₹1 lakh (assuming 12% gross return)
Without this expense, ₹1 lakh would have grown to ₹3.11 L.
💡 Index funds typically charge 0.10-0.20%. Compare with index funds →
🎯 Is This Fund Right For You?
- Ideal horizon
- 5+ years
- Minimum: 3 years
- Risk profile
- Moderately High
- SIP recommended
- ✅ Yes
- Monthly
Top-100 companies by market cap — less volatile than mid/small but still equity risk.
Suitable goals
- Long-term wealth creation
- Retirement corpus
- Child education (10+ years away)
Suitable for
- First-time equity investors
- Conservative equity investors
- Those wanting steady large-cap exposure
Not suitable for
- Short-term investors (under 3 years)
- Those who cannot tolerate 15-20% drawdowns
🧾 Taxation
This is an Equity Fund.
- Short-term (Less than 1 year)
- 20%
- Long-term (1 year or more)
- 12.5%
- LTCG exemption
- ₹1.25 lakh per financial year
- TDS
- No TDS for resident Indians
💡 Worked example
Invest ₹1,00,000 and gain ₹25,000 over 2 years:
- Tax type: LTCG (12.5% LTCG)
- Taxable gain: ₹0
- Tax owed: ₹0 (within exemption)
- You keep: ₹1,25,000
Applies to all equity funds — large cap, mid cap, small cap, flexi cap, ELSS, index, sectoral — and equity-oriented hybrids with >65% equity.
🚨 Things to Watch
Below category average
Returns of -0.8% trail the category average of 1.5% by 2.2%.
Bottom quartile performer
Ranked #10 of 11 in its category (bottom 25%). Most peers are doing better.
Poor risk-adjusted returns
Sharpe ratio of -0.55 means you’re not being adequately compensated for the risk taken.
Negative 1-year returns
This fund has returned -0.8% over the past year. Short-term negative returns are normal for equity — check 3Y/5Y for the full picture.
📊 SIP Calculator — HDFC Large Cap Fund Option
Estimated corpus
₹4.49 L
- Total invested
- ₹3.00 L
- Estimated gain
- ₹1.49 L (+50%)
▮ Invested▮ Gains
How it stacks up vs alternatives
- Fixed Deposit (7%)₹3.60 L
- Category average (14.8%)₹4.46 L
- This fund (15.01%)₹4.49 L
⚠️ Projection based on past CAGR. Actual returns may vary. Markets are subject to risk; past performance is not a guarantee of future results.
▶Show Advanced Analysis
📈 Risk vs Return
Return -0.8% · Risk (std dev) 13.2%
SweetGrowthSlowAvoidLow riskHigh risk
Safe but slow
Stable but modest returns — suits capital preservation.
Sharpe ratio of -0.55 confirms poor risk-adjusted returns.
🛡️ Downside Protection
If the broader market falls 20%, this fund is expected to fall about 19.4%.
Based on 1Y max drawdown of -14.6% versus a typical market correction of ~-15%. Historical fall ratio ≈ 0.97× market. Average protection.
⚠️ Estimate, not a guarantee. Actual market falls vary.
💸 Expense Impact (₹10K/month for 20 years at 12% gross)
- This fund — Direct (1.01%)₹87.24 L
- Index fund (0.10%)₹98.57 L
- Regular plan (~1.50%)₹81.76 L
Choosing this Direct plan over a Regular plan saves about ₹5.48 L. Index fund would still beat it by ₹11.33 L thanks to its lower expense ratio.
Fund information
- Scheme category
- Equity Scheme - Large Cap Fund
- Benchmark
- BSE 100 India TR INR
- Inception
- 2013-01-01
- Lock-in
- None
- Exit load
- 0 - 1 Years : 1.0 %
- Plan
- Direct
- Option
- Growth
Data freshness
- NAV as of: 2026-10-22
- Metrics calculated: 2026-10-23
- Source: mfapi.in, AMFI India
NAV trend
See how a SIP grows in this fund
Use the SIP Calculator with this fund's historical CAGR to project a monthly investment.
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