DSP Mutual Fund
DSP Small Cap
7.5Q1★4
- NAV
- ₹238.72
- Expense
- 0.79%
- AUM
- ₹16.9 K Cr
- 1Y
- +15.0%
- 3Y
- +22.2%
- 5Y
- +21.3%
#1 of 9
Min SIP: ₹100Ideal: 7-10 yearsVery High Risk
HDFC Mutual Fund
HDFC Small Cap Fund - Growth Option - Direct Plan
3Y returns
17.9%
past performance*
5Y returns
20.7%
past performance*
—Expense ratio
₹33.7K CrFund size
A licensed partner advisor will guide you — free, no PAN or bank details needed now.
*Past performance does not guarantee future returns. Returns are historical and subject to market risk.
NAV₹150.8
1D—
Expense—
AUM₹33.7K Cr
Min SIP₹500
Min Lumpsum₹5,000
Trailing returns (CAGR)
| 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| -1.86% | +5.88% | +0.70% | -7.63% | +4.41% | +17.89% | +20.74% | +18.62% |
🎯 OnePaisa Verdict
4.3/ 10
Below AverageBreakdown
- Returns3/10
- Consistency6/10
- Risk1/10
- Cost5/10
- Size9/10
- Large, well-established fund (₹34K Cr AUM)
💡 Ratings are not guarantees. Past performance does not predict future results.
SIP Returns
Simulated ₹10,000/month systematic investment plan, computed from NAV history.
1 Year SIP
-5.77%
₹1.16 L value on ₹1.20 L invested
3 Year SIP
—
Not enough NAV history yet.
5 Year SIP
—
Not enough NAV history yet.
vs Category (Small Cap)
This fund (1Y)
+4.41%
Rank #7 of 9
Category average (1Y)
+5.79%
Quartile Q4
Beats 22% of small cap funds on 1Y return.
Risk Analysis
- Std Deviation (1Y)15.22%Moderate
- Max Drawdown (1Y)-18.38%High
- Sharpe Ratio (1Y)-0.14Poor
- Sortino Ratio (1Y)-0.13Poor
💡 Higher Sharpe = better risk-adjusted returns. Above 1.0 is good, above 2.0 is excellent. Drawdown is the worst peak-to-trough decline.
Calendar Year Returns
+11.38%
2025
-5.42%
2026
🎯 Is This Fund Right For You?
- Ideal horizon
- 7-10 years
- Minimum: 5 years
- Risk profile
- Very High
- SIP recommended
- ✅ Yes
- Monthly (helps average volatile prices)
Small-cap companies (rank 251+) can deliver exceptional returns but can also fall 40-60% in bear markets.
Suitable goals
- Aggressive long-term wealth creation
- High-growth satellite allocation
Suitable for
- Experienced investors
- Those who can stomach 40%+ drawdowns
- Young investors with 10+ year horizon
Not suitable for
- New investors
- Anyone who will panic-sell in a crash
- Short or medium-term goals
🧾 Taxation
This is an Equity Fund.
- Short-term (Less than 1 year)
- 20%
- Long-term (1 year or more)
- 12.5%
- LTCG exemption
- ₹1.25 lakh per financial year
- TDS
- No TDS for resident Indians
💡 Worked example
Invest ₹1,00,000 and gain ₹25,000 over 2 years:
- Tax type: LTCG (12.5% LTCG)
- Taxable gain: ₹0
- Tax owed: ₹0 (within exemption)
- You keep: ₹1,25,000
Applies to all equity funds — large cap, mid cap, small cap, flexi cap, ELSS, index, sectoral — and equity-oriented hybrids with >65% equity.
🚨 Things to Watch
Bottom quartile performer
Ranked #7 of 9 in its category (bottom 25%). Most peers are doing better.
Poor risk-adjusted returns
Sharpe ratio of -0.14 means you’re not being adequately compensated for the risk taken.
📊 SIP Calculator — HDFC Small Cap Fund Option
Estimated corpus
₹5.29 L
- Total invested
- ₹3.00 L
- Estimated gain
- ₹2.29 L (+76%)
▮ Invested▮ Gains
How it stacks up vs alternatives
- Fixed Deposit (7%)₹3.60 L
- Category average (19.6%)₹5.12 L
- This fund (20.74%)₹5.29 L
⚠️ Projection based on past CAGR. Actual returns may vary. Markets are subject to risk; past performance is not a guarantee of future results.
▶Show Advanced Analysis
📈 Risk vs Return
Return 4.4% · Risk (std dev) 15.2%
SweetGrowthSlowAvoidLow riskHigh risk
Safe but slow
Stable but modest returns — suits capital preservation.
Sharpe ratio of -0.14 confirms poor risk-adjusted returns.
🛡️ Downside Protection
If the broader market falls 20%, this fund is expected to fall about 24.5%.
Based on 1Y max drawdown of -18.4% versus a typical market correction of ~-15%. Historical fall ratio ≈ 1.23× market. Below-average protection.
⚠️ Estimate, not a guarantee. Actual market falls vary.
Fund information
- Scheme category
- Equity Scheme - Small Cap Fund
- Lock-in
- None
- Plan
- Direct
- Option
- Growth
Data freshness
- NAV as of: 2026-10-22
- Metrics calculated: 2026-10-23
- Source: mfapi.in, AMFI India
NAV trend
See how a SIP grows in this fund
Use the SIP Calculator with this fund's historical CAGR to project a monthly investment.
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- Expense
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- NAV
- ₹127.31
- Expense
- —
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