SBI Mutual Fund
SBI FOCUSED FUND -GROWTH
6.9Q1★★
- NAV
- ₹431.44
- Expense
- —
- AUM
- ₹43.3 K Cr
- 1Y
- +13.8%
- 3Y
- +19.9%
- 5Y
- +16.4%
#1 of 6
Min SIP: ₹500Ideal: 5+ years
ICICI Prudential Mutual Fund
ICICI Prudential Focused Equity Fund - Direct Plan - Growth
3Y returns
22.4%
past performance*
5Y returns
20%
past performance*
—Expense ratio
₹14.6K CrFund size
A licensed partner advisor will guide you — free, no PAN or bank details needed now.
*Past performance does not guarantee future returns. Returns are historical and subject to market risk.
NAV₹103.9
1D—
Expense—
AUM₹14.6K Cr
Min SIP₹500
Min Lumpsum₹5,000
Trailing returns (CAGR)
| 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| -2.24% | +4.62% | -2.83% | -4.52% | +5.40% | +22.35% | +20.02% | +16.39% |
🎯 OnePaisa Verdict
5.8/ 10
AverageBreakdown
- Returns8/10
- Consistency6/10
- Risk1/10
- Cost5/10
- Size9/10
- Large, well-established fund (₹15K Cr AUM)
- Beats category average by 1.4% (1Y)
💡 Ratings are not guarantees. Past performance does not predict future results.
SIP Returns
Simulated ₹10,000/month systematic investment plan, computed from NAV history.
1 Year SIP
-1.56%
₹1.19 L value on ₹1.20 L invested
3 Year SIP
—
Not enough NAV history yet.
5 Year SIP
—
Not enough NAV history yet.
vs Category (Focused)
This fund (1Y)
+5.40%
Rank #2 of 6
Category average (1Y)
+4.05%
Quartile Q2
Beats 67% of focused funds on 1Y return.
Risk Analysis
- Std Deviation (1Y)14.28%Moderate
- Max Drawdown (1Y)-16.31%High
- Sharpe Ratio (1Y)-0.08Poor
- Sortino Ratio (1Y)-0.08Poor
💡 Higher Sharpe = better risk-adjusted returns. Above 1.0 is good, above 2.0 is excellent. Drawdown is the worst peak-to-trough decline.
Calendar Year Returns
+12.82%
2025
-7.29%
2026
🎯 Is This Fund Right For You?
- Ideal horizon
- 5+ years
- Minimum: 3 years
- Risk profile
- High
- SIP recommended
- ✅ Yes
- Monthly
Maximum 30 stocks — concentrated portfolio. Higher conviction = higher risk and reward.
Suitable goals
- High-conviction equity allocation
- Alpha-seeking investors
Suitable for
- Investors comfortable with concentration risk
- Those who trust the fund manager
Not suitable for
- Risk-averse investors
- Those wanting broad diversification
🧾 Taxation
This is an Equity Fund.
- Short-term (Less than 1 year)
- 20%
- Long-term (1 year or more)
- 12.5%
- LTCG exemption
- ₹1.25 lakh per financial year
- TDS
- No TDS for resident Indians
💡 Worked example
Invest ₹1,00,000 and gain ₹25,000 over 2 years:
- Tax type: LTCG (12.5% LTCG)
- Taxable gain: ₹0
- Tax owed: ₹0 (within exemption)
- You keep: ₹1,25,000
Applies to all equity funds — large cap, mid cap, small cap, flexi cap, ELSS, index, sectoral — and equity-oriented hybrids with >65% equity.
🚨 Things to Watch
Poor risk-adjusted returns
Sharpe ratio of -0.08 means you’re not being adequately compensated for the risk taken.
📊 SIP Calculator — ICICI Prudential Focused Equity
Estimated corpus
₹5.18 L
- Total invested
- ₹3.00 L
- Estimated gain
- ₹2.18 L (+73%)
▮ Invested▮ Gains
How it stacks up vs alternatives
- Fixed Deposit (7%)₹3.60 L
- Category average (18.6%)₹4.97 L
- This fund (20.02%)₹5.18 L
⚠️ Projection based on past CAGR. Actual returns may vary. Markets are subject to risk; past performance is not a guarantee of future results.
▶Show Advanced Analysis
📈 Risk vs Return
Return 5.4% · Risk (std dev) 14.3%
SweetGrowthSlowAvoidLow riskHigh risk
Safe but slow
Stable but modest returns — suits capital preservation.
Sharpe ratio of -0.08 confirms poor risk-adjusted returns.
🛡️ Downside Protection
If the broader market falls 20%, this fund is expected to fall about 21.7%.
Based on 1Y max drawdown of -16.3% versus a typical market correction of ~-15%. Historical fall ratio ≈ 1.09× market. Below-average protection.
⚠️ Estimate, not a guarantee. Actual market falls vary.
Fund information
- Scheme category
- Equity Scheme - Focused Fund
- Lock-in
- None
- Plan
- Direct
- Option
- Growth
Data freshness
- NAV as of: 2026-10-22
- Metrics calculated: 2026-10-23
- Source: mfapi.in, AMFI India
NAV trend
See how a SIP grows in this fund
Use the SIP Calculator with this fund's historical CAGR to project a monthly investment.
Similar Focused funds
Nippon India Mutual Fund
Nippon India Focused Fund Growth Plan Option
5.5Q23
- NAV
- ₹127.31
- Expense
- 1.11%
- AUM
- ₹8.5 K Cr
- 1Y
- +4.2%
- 3Y
- +15.8%
- 5Y
- +14.7%
#3 of 6
Min SIP: ₹100Ideal: 5+ yearsVery High Risk
HDFC Mutual Fund
HDFC Focused Fund Option
5.2Q35
- NAV
- ₹254.65
- Expense
- 0.65%
- AUM
- ₹27.1 K Cr
- 1Y
- +2.2%
- 3Y
- +20.2%
- 5Y
- +22.5%
#4 of 6
Min SIP: ₹100Ideal: 5+ yearsVery High Risk
DSP Mutual Fund
DSP Focused
3.8Q43
- NAV
- ₹59.4
- Expense
- 0.98%
- AUM
- ₹2.6 K Cr
- 1Y
- -0.1%
- 3Y
- +18.9%
- 5Y
- +13.8%
#5 of 6
Min SIP: ₹100Ideal: 5+ yearsVery High Risk