ICICI Prudential Mutual Fund
ICICI Prudential Focused Equity
5.8Q2★
- NAV
- ₹102.05
- Expense
- —
- AUM
- ₹14.6 K Cr
- 1Y
- +5.4%
- 3Y
- +22.4%
- 5Y
- +20.0%
#2 of 6
Min SIP: ₹500Ideal: 5+ years
SBI Mutual Fund
SBI FOCUSED FUND - DIRECT PLAN -GROWTH
3Y returns
19.9%
past performance*
5Y returns
16.4%
past performance*
—Expense ratio
₹43.3K CrFund size
A licensed partner advisor will guide you — free, no PAN or bank details needed now.
*Past performance does not guarantee future returns. Returns are historical and subject to market risk.
NAV₹424.87
1D—
Expense—
AUM₹43.3K Cr
Min SIP₹500
Min Lumpsum₹5,000
Trailing returns (CAGR)
| 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| +1.03% | +8.89% | +3.53% | +3.95% | +13.75% | +19.92% | +16.35% | +16.03% |
🎯 OnePaisa Verdict
6.9/ 10
AverageBreakdown
- Returns9/10
- Consistency6/10
- Risk5/10
- Cost5/10
- Size9/10
- Top quartile performer — ranked #1 of 6 in category
- Large, well-established fund (₹43K Cr AUM)
- Beats category average by 9.7% (1Y)
💡 Ratings are not guarantees. Past performance does not predict future results.
SIP Returns
Simulated ₹10,000/month systematic investment plan, computed from NAV history.
1 Year SIP
+14.82%
₹1.30 L value on ₹1.20 L invested
3 Year SIP
—
Not enough NAV history yet.
5 Year SIP
—
Not enough NAV history yet.
vs Category (Focused)
This fund (1Y)
+13.75%
Rank #1 of 6
Category average (1Y)
+4.05%
Quartile Q1 ★ Top 25%
Beats 83% of focused funds on 1Y return.
Risk Analysis
- Std Deviation (1Y)12.15%Moderate
- Max Drawdown (1Y)-12.86%Moderate
- Sharpe Ratio (1Y)0.60Average
- Sortino Ratio (1Y)0.59Average
💡 Higher Sharpe = better risk-adjusted returns. Above 1.0 is good, above 2.0 is excellent. Drawdown is the worst peak-to-trough decline.
Calendar Year Returns
+14.50%
2025
+0.07%
2026
🎯 Is This Fund Right For You?
- Ideal horizon
- 5+ years
- Minimum: 3 years
- Risk profile
- High
- SIP recommended
- ✅ Yes
- Monthly
Maximum 30 stocks — concentrated portfolio. Higher conviction = higher risk and reward.
Suitable goals
- High-conviction equity allocation
- Alpha-seeking investors
Suitable for
- Investors comfortable with concentration risk
- Those who trust the fund manager
Not suitable for
- Risk-averse investors
- Those wanting broad diversification
🧾 Taxation
This is an Equity Fund.
- Short-term (Less than 1 year)
- 20%
- Long-term (1 year or more)
- 12.5%
- LTCG exemption
- ₹1.25 lakh per financial year
- TDS
- No TDS for resident Indians
💡 Worked example
Invest ₹1,00,000 and gain ₹25,000 over 2 years:
- Tax type: LTCG (12.5% LTCG)
- Taxable gain: ₹0
- Tax owed: ₹0 (within exemption)
- You keep: ₹1,25,000
Applies to all equity funds — large cap, mid cap, small cap, flexi cap, ELSS, index, sectoral — and equity-oriented hybrids with >65% equity.
🚨 Things to Watch
No red flags detected
This fund scores reasonably across returns, risk, and costs. Always cross-check with your own goals before investing.
📊 SIP Calculator — SBI FOCUSED FUND -GROWTH
Estimated corpus
₹4.66 L
- Total invested
- ₹3.00 L
- Estimated gain
- ₹1.66 L (+55%)
▮ Invested▮ Gains
How it stacks up vs alternatives
- Fixed Deposit (7%)₹3.60 L
- Category average (18.6%)₹4.97 L
- This fund (16.35%)₹4.66 L
⚠️ Projection based on past CAGR. Actual returns may vary. Markets are subject to risk; past performance is not a guarantee of future results.
▶Show Advanced Analysis
📈 Risk vs Return
Return 13.8% · Risk (std dev) 12.2%
SweetGrowthSlowAvoidLow riskHigh risk
Safe but slow
Stable but modest returns — suits capital preservation.
Sharpe ratio of 0.60 confirms fair risk-adjusted returns.
🛡️ Downside Protection
If the broader market falls 20%, this fund is expected to fall about 17.1%.
Based on 1Y max drawdown of -12.9% versus a typical market correction of ~-15%. Historical fall ratio ≈ 0.86× market. Average protection.
⚠️ Estimate, not a guarantee. Actual market falls vary.
Fund information
- Scheme category
- Equity Scheme - Focused Fund
- Lock-in
- None
- Plan
- Direct
- Option
- Growth
Data freshness
- NAV as of: 2026-10-23
- Metrics calculated: 2026-10-24
- Source: mfapi.in, AMFI India
NAV trend
See how a SIP grows in this fund
Use the SIP Calculator with this fund's historical CAGR to project a monthly investment.
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