Franklin Templeton Mutual Fund
Franklin Asian Equity Fund - Direct
7.3Q1★4
- NAV
- ₹45.03
- Expense
- 1.54%
- AUM
- ₹427 Cr
- 1Y
- +47.3%
- 3Y
- +18.8%
- 5Y
- +5.1%
#1 of 25
Min SIP: ₹100Ideal: 5-7 yearsVery High Risk
ICICI Prudential Mutual Fund
ICICI Prudential Technology Fund - Direct Plan - Growth
3Y returns
10.8%
past performance*
5Y returns
9.9%
past performance*
—Expense ratio
₹13.6K CrFund size
A licensed partner advisor will guide you — free, no PAN or bank details needed now.
*Past performance does not guarantee future returns. Returns are historical and subject to market risk.
NAV₹203.85
1D—
Expense—
AUM₹13.6K Cr
Min SIP₹500
Min Lumpsum₹5,000
Trailing returns (CAGR)
| 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| -6.34% | +0.31% | -18.43% | -16.75% | -10.00% | +10.75% | +9.93% | +15.71% |
🎯 OnePaisa Verdict
3.8/ 10
PoorBreakdown
- Returns3/10
- Consistency4/10
- Risk1/10
- Cost5/10
- Size9/10
- Large, well-established fund (₹14K Cr AUM)
💡 Ratings are not guarantees. Past performance does not predict future results.
SIP Returns
Simulated ₹10,000/month systematic investment plan, computed from NAV history.
1 Year SIP
-25.05%
₹1.05 L value on ₹1.20 L invested
3 Year SIP
—
Not enough NAV history yet.
5 Year SIP
—
Not enough NAV history yet.
vs Category (Sectoral / Thematic)
This fund (1Y)
-10.00%
Rank #25 of 25
Category average (1Y)
+6.14%
Quartile Q4
Beats 0% of sectoral / thematic funds on 1Y return.
Risk Analysis
- Std Deviation (1Y)16.76%Moderate
- Max Drawdown (1Y)-25.09%Very High
- Sharpe Ratio (1Y)-0.98Poor
- Sortino Ratio (1Y)-0.99Poor
💡 Higher Sharpe = better risk-adjusted returns. Above 1.0 is good, above 2.0 is excellent. Drawdown is the worst peak-to-trough decline.
Calendar Year Returns
+13.37%
2025
-20.66%
2026
🎯 Is This Fund Right For You?
- Ideal horizon
- 5-7 years
- Minimum: 3 years
- Risk profile
- Very High
- SIP recommended
- ➖ Lump sum preferred
- Lump sum on sector dips preferred
Concentrated in one sector (IT, Pharma, Banking…). Sector cycles can cause extended underperformance.
Suitable goals
- Tactical sector bets
- Satellite portfolio allocation
Suitable for
- Experienced investors with sector conviction
- Those who understand industry cycles
Not suitable for
- New investors
- Core portfolio allocation
- Those who cannot monitor sector trends
🧾 Taxation
This is an Equity Fund.
- Short-term (Less than 1 year)
- 20%
- Long-term (1 year or more)
- 12.5%
- LTCG exemption
- ₹1.25 lakh per financial year
- TDS
- No TDS for resident Indians
💡 Worked example
Invest ₹1,00,000 and gain ₹25,000 over 2 years:
- Tax type: LTCG (12.5% LTCG)
- Taxable gain: ₹0
- Tax owed: ₹0 (within exemption)
- You keep: ₹1,25,000
Applies to all equity funds — large cap, mid cap, small cap, flexi cap, ELSS, index, sectoral — and equity-oriented hybrids with >65% equity.
🚨 Things to Watch
Significantly underperforming category
Returned -10.0% vs category average of 6.1% (1Y) — underperforming by 16.1%.
Bottom quartile performer
Ranked #25 of 25 in its category (bottom 25%). Most peers are doing better.
High recent drawdown
This fund fell 25.1% from peak in the last year. Be prepared for similar volatility.
Poor risk-adjusted returns
Sharpe ratio of -0.98 means you’re not being adequately compensated for the risk taken.
Negative 1-year returns
This fund has returned -10.0% over the past year. Short-term negative returns are normal for equity — check 3Y/5Y for the full picture.
📊 SIP Calculator — ICICI Prudential Technology Fund - Growth
Estimated corpus
₹3.90 L
- Total invested
- ₹3.00 L
- Estimated gain
- ₹89,668 (+30%)
▮ Invested▮ Gains
How it stacks up vs alternatives
- Fixed Deposit (7%)₹3.60 L
- Category average (20.2%)₹5.20 L
- This fund (9.93%)₹3.90 L
⚠️ Projection based on past CAGR. Actual returns may vary. Markets are subject to risk; past performance is not a guarantee of future results.
▶Show Advanced Analysis
📈 Risk vs Return
Return -10.0% · Risk (std dev) 16.8%
SweetGrowthSlowAvoidLow riskHigh risk
Safe but slow
Stable but modest returns — suits capital preservation.
Sharpe ratio of -0.98 confirms poor risk-adjusted returns.
🛡️ Downside Protection
If the broader market falls 20%, this fund is expected to fall about 33.5%.
Based on 1Y max drawdown of -25.1% versus a typical market correction of ~-15%. Historical fall ratio ≈ 1.67× market. Below-average protection.
⚠️ Estimate, not a guarantee. Actual market falls vary.
Fund information
- Scheme category
- Equity Scheme - Sectoral/ Thematic
- Lock-in
- None
- Plan
- Direct
- Option
- Growth
Data freshness
- NAV as of: 2026-10-23
- Metrics calculated: 2026-10-24
- Source: mfapi.in, AMFI India
NAV trend
See how a SIP grows in this fund
Use the SIP Calculator with this fund's historical CAGR to project a monthly investment.
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