Nippon India Mutual Fund
Nippon India Growth Mid Cap Fund Growth Plan - Bonus Option
6.3Q1★5
- NAV
- ₹749.21
- Expense
- 0.77%
- AUM
- N/A
- 1Y
- +12.1%
- 3Y
- +27.4%
- 5Y
- +24.0%
#2 of 10
Min SIP: ₹100Ideal: 7+ yearsVery High Risk
Motilal Oswal Mutual Fund
Motilal Oswal Midcap Fund-Direct Plan-Growth Option
3Y returns
23.1%
past performance*
5Y returns
25%
past performance*
—Expense ratio
₹33.7K CrFund size
A licensed partner advisor will guide you — free, no PAN or bank details needed now.
*Past performance does not guarantee future returns. Returns are historical and subject to market risk.
NAV₹108.6
1D—
Expense—
AUM₹33.7K Cr
Min SIP₹500
Min Lumpsum₹5,000
Trailing returns (CAGR)
| 1W | 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
|---|---|---|---|---|---|---|---|
| -1.98% | +6.92% | -0.47% | -11.96% | -2.25% | +23.08% | +25.00% | +17.69% |
🎯 OnePaisa Verdict
3.8/ 10
PoorBreakdown
- Returns3/10
- Consistency4/10
- Risk1/10
- Cost5/10
- Size9/10
- Large, well-established fund (₹34K Cr AUM)
💡 Ratings are not guarantees. Past performance does not predict future results.
SIP Returns
Simulated ₹10,000/month systematic investment plan, computed from NAV history.
1 Year SIP
-12.09%
₹1.12 L value on ₹1.20 L invested
3 Year SIP
—
Not enough NAV history yet.
5 Year SIP
—
Not enough NAV history yet.
vs Category (Mid Cap)
This fund (1Y)
-2.25%
Rank #10 of 10
Category average (1Y)
+8.03%
Quartile Q4
Beats 0% of mid cap funds on 1Y return.
Risk Analysis
- Std Deviation (1Y)17.78%Moderate
- Max Drawdown (1Y)-24.12%High
- Sharpe Ratio (1Y)-0.49Poor
- Sortino Ratio (1Y)-0.51Poor
💡 Higher Sharpe = better risk-adjusted returns. Above 1.0 is good, above 2.0 is excellent. Drawdown is the worst peak-to-trough decline.
Calendar Year Returns
+5.86%
2025
-8.02%
2026
🎯 Is This Fund Right For You?
- Ideal horizon
- 7+ years
- Minimum: 5 years
- Risk profile
- High
- SIP recommended
- ✅ Yes
- Monthly
Mid-cap companies (rank 101-250) offer higher growth potential with significantly more volatility.
Suitable goals
- Aggressive wealth creation
- Long-term corpus building
Suitable for
- Investors with high risk tolerance
- Young investors (25-40 years)
- Those with stable income and emergency fund
Not suitable for
- Risk-averse investors
- Those nearing retirement
- Short-term goals (under 5 years)
🧾 Taxation
This is an Equity Fund.
- Short-term (Less than 1 year)
- 20%
- Long-term (1 year or more)
- 12.5%
- LTCG exemption
- ₹1.25 lakh per financial year
- TDS
- No TDS for resident Indians
💡 Worked example
Invest ₹1,00,000 and gain ₹25,000 over 2 years:
- Tax type: LTCG (12.5% LTCG)
- Taxable gain: ₹0
- Tax owed: ₹0 (within exemption)
- You keep: ₹1,25,000
Applies to all equity funds — large cap, mid cap, small cap, flexi cap, ELSS, index, sectoral — and equity-oriented hybrids with >65% equity.
🚨 Things to Watch
Significantly underperforming category
Returned -2.3% vs category average of 8.0% (1Y) — underperforming by 10.3%.
Bottom quartile performer
Ranked #10 of 10 in its category (bottom 25%). Most peers are doing better.
Poor risk-adjusted returns
Sharpe ratio of -0.49 means you’re not being adequately compensated for the risk taken.
Negative 1-year returns
This fund has returned -2.3% over the past year. Short-term negative returns are normal for equity — check 3Y/5Y for the full picture.
📊 SIP Calculator — Motilal Oswal Midcap Fund-Direct Plan-Growth Option
Estimated corpus
₹5.99 L
- Total invested
- ₹3.00 L
- Estimated gain
- ₹2.99 L (+100%)
▮ Invested▮ Gains
How it stacks up vs alternatives
- Fixed Deposit (7%)₹3.60 L
- Category average (23.6%)₹5.75 L
- This fund (25.00%)₹5.99 L
⚠️ Projection based on past CAGR. Actual returns may vary. Markets are subject to risk; past performance is not a guarantee of future results.
▶Show Advanced Analysis
📈 Risk vs Return
Return -2.3% · Risk (std dev) 17.8%
SweetGrowthSlowAvoidLow riskHigh risk
Safe but slow
Stable but modest returns — suits capital preservation.
Sharpe ratio of -0.49 confirms poor risk-adjusted returns.
🛡️ Downside Protection
If the broader market falls 20%, this fund is expected to fall about 32.2%.
Based on 1Y max drawdown of -24.1% versus a typical market correction of ~-15%. Historical fall ratio ≈ 1.61× market. Below-average protection.
⚠️ Estimate, not a guarantee. Actual market falls vary.
Fund information
- Scheme category
- Equity Scheme - Mid Cap Fund
- Lock-in
- None
- Plan
- Direct
- Option
- Growth
Data freshness
- NAV as of: 2026-10-23
- Metrics calculated: 2026-10-25
- Source: mfapi.in, AMFI India
NAV trend
See how a SIP grows in this fund
Use the SIP Calculator with this fund's historical CAGR to project a monthly investment.
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