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OnePaisa — Smart Finance for India
UTI Mutual Fund

UTI Nifty 50 Index Fund - Growth Option- Direct

3Y returns
11.4%
past performance*
5Y returns
11.8%
past performance*
—Expense ratio
₹24.4K CrFund size
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*Past performance does not guarantee future returns. Returns are historical and subject to market risk.

NAV₹159.78
1D—
Expense—
AUM₹24.4K Cr
Min SIP₹500
Min Lumpsum₹5,000

Trailing returns (CAGR)

1W1M3M6M1Y3Y5Y10Y
-1.85%+2.54%-4.57%-7.20%-0.50%+11.43%+11.80%+12.68%

🎯 OnePaisa Verdict

3.8/ 10
Poor

Breakdown

  • Returns3/10
  • Consistency4/10
  • Risk1/10
  • Cost5/10
  • Size9/10
  • Large, well-established fund (₹24K Cr AUM)

💡 Ratings are not guarantees. Past performance does not predict future results.

SIP Returns

Simulated ₹10,000/month systematic investment plan, computed from NAV history.

1 Year SIP

-7.49%

₹1.15 L value on ₹1.20 L invested

3 Year SIP

—

Not enough NAV history yet.

5 Year SIP

—

Not enough NAV history yet.

vs Category (Other)

This fund (1Y)

-0.50%

Rank #14 of 18

Category average (1Y)

+11.33%

Quartile Q4

Beats 22% of other funds on 1Y return.

Risk Analysis

  • Std Deviation (1Y)13.30%Moderate
  • Max Drawdown (1Y)-15.13%High
  • Sharpe Ratio (1Y)-0.53Poor
  • Sortino Ratio (1Y)-0.53Poor

💡 Higher Sharpe = better risk-adjusted returns. Above 1.0 is good, above 2.0 is excellent. Drawdown is the worst peak-to-trough decline.

Calendar Year Returns

+8.33%
2025
-8.53%
2026

🚨 Things to Watch

📊 SIP Calculator — UTI Nifty 50 Index Fund Option- Direct

Estimated corpus

₹4.10 L

Total invested
₹3.00 L
Estimated gain
₹1.10 L (+37%)
▮ Invested▮ Gains

How it stacks up vs alternatives

  • Fixed Deposit (7%)₹3.60 L
  • Category average (16.0%)₹4.61 L
  • This fund (11.80%)₹4.10 L

⚠️ Projection based on past CAGR. Actual returns may vary. Markets are subject to risk; past performance is not a guarantee of future results.

▶Show Advanced Analysis

📈 Risk vs Return

Return -0.5% · Risk (std dev) 13.3%

SweetGrowthSlowAvoidLow riskHigh risk

Safe but slow

Stable but modest returns — suits capital preservation.

Sharpe ratio of -0.53 confirms poor risk-adjusted returns.

🛡️ Downside Protection

If the broader market falls 20%, this fund is expected to fall about 20.2%.

Based on 1Y max drawdown of -15.1% versus a typical market correction of ~-15%. Historical fall ratio ≈ 1.01× market. Below-average protection.

⚠️ Estimate, not a guarantee. Actual market falls vary.

Fund information

Scheme category
Other Scheme - Index Funds
Lock-in
None
Plan
Direct
Option
Growth

Data freshness

  • NAV as of: 2026-10-22
  • Metrics calculated: 2026-10-23
  • Source: mfapi.in, AMFI India

NAV trend

See how a SIP grows in this fund

Use the SIP Calculator with this fund's historical CAGR to project a monthly investment.

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