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OnePaisa — Smart Finance for India

Credit card savings

How much do you spend on Amazon a month?

Move the slider to see which credit cards could save you the most on Amazon over a year.

Estimate your yearly savings on amazon

1,00050,000

Top 3 cards at ₹10,000 a month

Estimated value, based on your input and published reward rates as of the date shown on each card, not a guaranteed figure. Assumes only amazon spend, a salaried income of ₹75,000 a month and no fee limit. Merchant-specific offers and first-year benefits aren't counted, so estimates lean conservative. Ranked by estimated value only, never by commission; some links are affiliate links (disclosure).

  1. #1

    SBI Cashback Credit Card

    State Bank of India

    ≈ ₹5,001a year, after fees (estimate)

    Est. rewards
    ₹6,000
    Annual fee
    ₹999
    • ~5% value back on Amazon

    Reward rates verified 7 Aug 2026.

    See full review →
    View OfferTalk to OnePaisa
  2. Amazon Pay ICICI Bank Credit Card credit card

    #2

    Amazon Pay ICICI Bank Credit Card

    ICICI Bank

    ≈ ₹3,600a year, after fees (estimate)

    Est. rewards
    ₹3,600
    Annual fee
    ₹0
    • ~3% value back on Amazon

    Reward rates verified 7 Aug 2026.

    See full review →
    Apply NowCheck Eligibility →
  3. HDFC Millennia Credit Card credit card

    #3

    HDFC Millennia Credit Card

    HDFC Bank

    ≈ ₹3,000a year, after fees (estimate)

    Est. rewards
    ₹3,000
    Annual fee
    Waived
    • ~2.5% value back on Amazon
    • Annual fee waived above ₹1,00,000/year spend

    Reward rates verified 7 Aug 2026.

    See full review →
    Apply NowCheck Eligibility →

Want a result based on all your spending?

CardMatch starts with your ₹10,000 amazon spend and asks a few more questions.

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Frequently asked questions

We take your monthly Amazon spend, apply each card's published reward rate for that category (respecting any monthly or annual caps), add rewards on the rest of your spending at the base rate, and subtract the annual fee unless your spend qualifies for a waiver. It is an estimate based on your inputs and the reward rates as of the date shown on each card, not a guaranteed figure.

We rank only cards whose reward rules we have verified against the issuer's own terms, by estimated net yearly value after fees. Cards without verified rules are never given a value number. Ranking never depends on commission.

Merchant-specific and tiered offers, first-year welcome benefits and joining fees are not counted in the yearly figure, so estimates lean conservative. Eligibility also depends on your income, credit profile and the issuer's decision. For a result based on all your spending, use CardMatch.

Some apply links are affiliate links and OnePaisa may earn a commission if you apply. It does not change the ranking or the estimates. See our disclosure page for details.

Some co-branded cards pay a higher rate for Prime members. Where a card lists both, we use the lower, non-Prime rate so the estimate does not overstate what you earn.