Amazon Pay ICICI Bank Credit Card credit card

RewardsVisa✦ Amazon Pay

Amazon Pay ICICI Bank Credit Card

Cashback on every purchase, zero annual charges

Annual feeLifetime Free

Rewards1% reward points for all other payments

Forex markup2.0%1.99% on all foreign currency transactions

Apply Now Check Eligibility →

Secure · Free · No spam calls

Independent comparison platform. Not affiliated with ICICI Bank. Full disclaimer

Rewards

Base earn rate

1% reward points for all other payments

Category	Rate	Cap
Amazon.In Purchases (Prime Members)	5 Amazon Pay balance/₹100	—
Amazon.In Purchases (Non-Prime Members)	3 Amazon Pay balance/₹100	—
100+ Amazon Pay Partner Merchants	2 Amazon Pay balance/₹100	—

• Unlimited and never-expiring reward points
• Redemption fee: ₹99

Fees & charges

Joining fee: NIL
Annual / renewal fee: Lifetime free
Add-on card fee: Free
Interest rate: Pay 3.75% interest per month on the withdrawn amount; If only minimum due is paid Pay 3.75% interest per month
Interest-free period: 48 days
Cash advance fee: ATM Withdrawal Pay 3.75% interest per month on the withdrawn amount
Overlimit fee: 2.5%, min ₹550
Payment dishonour: ₹500
Forex markup: 1.99% on all foreign currency transactions
DCC markup: 1.99%
Reward redemption: ₹99 per redemption
Fuel surcharge: 1% waiver, on ₹400–₹4000 txns, max ₹50,000/cycle

Late payment

Outstanding amount	Late fee
₹0 – ₹100	₹0
₹101 – ₹500	₹100
₹501 – ₹1,000	₹500
₹1,001 – ₹5,000	₹600
₹5,001 – ₹10,000	₹750
₹10,001 – ₹25,000	₹900
₹25,001 – ₹50,000	₹1,100
Above ₹50,001	₹1,300

View official MITC →

Eligibility

Income (salaried): Salaried employee with a monthly income of at least ₹ 20,000; Self-employed individual with a monthly income of at least ₹ 30,000
Age: 21+ years

Employment types

SalariedSelf-Employed

Required documents

Proof of identity
Proof of address
Income Proof

Features

✓ International usage

Additional features

Virtual card details available for online transactions
Physical card delivered within 7 working days
Seamless rewards credited as Amazon Pay balance
Customer Care: 1800 1080

Card management via ICICI Bank's iMobile app.

Is this card worth it for you?

Your monthly spend

₹10,000₹5,00,000

Amazon prime — 5% back

0% of spend100% of spend

Amazon non prime — 3% back

0% of spend100% of spend

Remaining 65% of spend earns the 1% base rate.

Rewards / year

₹12,600

≈ 2.10% effective

Annual fee

₹0

no published waiver

Net steady-state return

+₹12,600/year

Strong fit at this spend

At ₹50,000/month, rewards outrun the fee by ₹12,600 a year.

Apply Now Check Eligibility →

Based on published rates as of 2026-08-07. Rewards estimates, not guarantees.

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