Cashback on every purchase, zero annual charges
Independent comparison platform. Not affiliated with ICICI Bank. Full disclaimer
Base earn rate
1% reward points for all other payments
| Category | Rate | Cap |
|---|---|---|
| Amazon.In Purchases (Prime Members) | 5 Amazon Pay balance/₹100 | — |
| Amazon.In Purchases (Non-Prime Members) | 3 Amazon Pay balance/₹100 | — |
| 100+ Amazon Pay Partner Merchants | 2 Amazon Pay balance/₹100 | — |
Late payment
For Late Bill Payment Ranging from ₹100–₹1,300
Employment types
Required documents
Additional features
Card management via ICICI Bank's iMobile app.
Remaining 65% of spend earns the 1% base rate.
Rewards / year
₹12,600
≈ 2.10% effective
Annual fee
₹0
no published waiver
Net steady-state return
+₹12,600/year
Strong fit at this spend
At ₹50,000/month, rewards outrun the fee by ₹12,600 a year.
Based on published rates as of 2026-08-07. Rewards estimates, not guarantees.
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