ICICI Platinum Chip Credit Card

• • Redemption fee: ₹99

Joining fee

Nil

Annual / renewal fee

Lifetime free

Add-on card fee

₹199

Interest rate

Pay 3.75% interest per month

Interest-free period

48 days

Cash advance fee

2.5% of amount, min ₹500

Overlimit fee

2.5%, min ₹550

Payment dishonour

₹500

Forex markup

3.5%

DCC markup

3.50%

Reward redemption

₹99 per redemption

Fuel surcharge

1% waiver, on ₹400–₹4000 txns, max ₹50,000/cycle

Income (salaried)

The salaried individual with a monthly income of ₹20,000. Self-employed with a monthly income of at least ₹20,000

Income (self-employed)

₹2.4L/year

Age

21–65 years

Card management via iMobile.

• Is there a joining fee or annual fee for Platinum Chip Credit Card?
• What is CVV in a Credit Card? How do I find it on my ICICI Bank Platinum Chip Credit Card?
• Which bank's Credit Card should I opt for?
• What is the age limit to apply for a Platinum Chip Credit Card?
• How to know the payment due date of the Platinum Chip Credit Card?
• Which Bank issues a Credit Card at no cost?
• What security features are provided by the chip and PIN?
• What is the fuel surcharge waiver offered to Cardholders?
• How do the chip and PIN improve security?
• When is the PIN required for transactions?
• Is PIN required for online transactions?